Osceola County property record for 1539 Softshell St, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2016 |
| Square Footage | 2,082 sqft Heated Area |
| Lot Size | 6,229 sqft (0.142 acres) |
| Garage | Finished, 503 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $4.00 (2025) |
| Primary APN | 153614 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,082 sqft Heated Area |
| Gross Area | 2,843 sqft Gross Area |
| 1st Floor | 828 sqft 1st Floor |
| Upper Floors | 1,254 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,229 sqft (0.142 acres) |
| Depth X Width | 125 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 503 sqft Garage |
| Fence | Fence |
| Porch | Finished/Screened Porch |
| Porch Area | 258 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 153614 |
|---|---|
| Street Address | 1539 SOFTSHELL ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7517 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TURTLE CREEK PH 1B PB 19 PG 189-191 LOT 365 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 31 |
| Legal Subdivision | TURTLE CREEK |
| Legal Phase | 1B |
| Legal Tract | 842 |
| Legal Block | 1 |
| Legal Lot Number | 365 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2060 |
| Census Tract | 43600 |
Source: Osceola County records · APN 153614
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1539 SOFTSHELL ST, SAINT CLOUD, FL 34771-7517 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 21, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Mar 07, 2019 | Deed of Trust, Mortgage · Line of Credit PARTNERS FCU |
| Aug 29, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage NETWORK CAPITAL FUNDING CORP |
| Jun 23, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage CLEARPATH LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 30, 2025 |
| Deed Sale | Apr 30, 2025 |
| Deed Doc Number | 0067872955 |
| Deed Book / Page | 4981 / 2241 |
| Prior Transfer Date | Jun 24, 2016 |
| Prior Transfer Doc | 2016096364 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1539 SOFTSHELL ST, SAINT CLOUD, FL 34771-7517 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1539 SOFTSHELL ST, SAINT CLOUD, FL 34771-7517 |
| Document Number | 0060062259 |
|---|---|
| Date | Jul 21, 2021 |
| Book Page | 6006/2259 |
| Instrument | 2021112973 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1539 SOFTSHELL ST, SAINT CLOUD, FL 34771-7517 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0054872958 |
|---|---|
| Date | Mar 07, 2019 |
| Book Page | 5487/2958 |
| Instrument | 2019029273 |
| Name | PARTNERS FCU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32821 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 06, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1539 SOFTSHELL ST, SAINT CLOUD, FL 34771-7517 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|
| Document Number | 0055812767 |
|---|---|
| Date | Aug 29, 2019 |
| Book Page | 5581/2767 |
| Instrument | 2019112565 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1539 SOFTSHELL ST, SAINT CLOUD, FL 34771-7517 |
| Document Number | 0057571805 |
| Instrument Date | Jun 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1539 SOFTSHELL ST ST CLOUD FL 347717517, ST CLOUD, FL 34771-7517 |
| Document Number | 0057571805 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 005757/001805 |
| Instrument | 94089 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2050 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $205,880 (+5.99%) | $349,000 (+0.52%) Land $75,000 Building $274,000 |
| 2023 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $194,251 (+3%) | $347,200 (+14.06%) Land $65,000 Building $282,200 |
| 2022 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $188,594 | $304,400 Land $60,000 Building $244,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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