1544 Ruth Ave, Cincinnati, OH 45207 Property Records

Hamilton County property record for 1544 Ruth Ave, Cincinnati, OH 45207

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,715 sqft · built 1910
Lot Size	0.144 acres (6,316 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (May 2023)
Tax Bill	$4,854 (2025)
Deeds & Mortgages	May 2023 Sale & Line of Credit Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-0006-0035-00`

Property Details

APN / Parcel Number

Primary APN	`054-0006-0035-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,715 sqft Living Area
1st Floor Area	1,100 sqft
2nd Floor Area	1,100 sqft
Attic	Attic
Attic Area	515 sqft
Basement Area	1,100 sqft

Exterior

Year Built	Built 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,316 sqft (0.144 acres)
Lot Dimensions	124 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1544 RUTH AVE
City	CINCINNATI
State	OH
Zip	45207-1456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1544 RUTH AVE 50 X 124.63 IRR LOT 21 MEYERS ET AL SUB
Legal Subdivision	MEYERS ET AL SUB
Legal Lot Number	21
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3001
Census Tract	3800

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1544 RUTH AVE, CINCINNATI, OH 45207-1456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Warranty Deed, Transfer · Line of Credit THIRD FSLA OF CLEVELAND
Apr 21, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage MUKESH RAM
Mar 11, 2021	Warranty Deed, Transfer MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2023 · Amount on Record
Deed Sale	May 9, 2023 · Amount on Record
Prior Sale	Apr 21, 2021 · Amount on Record
Deed Document Number	0000030936
Deed Book / Page	14912 / 1576
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 9, 2023
Property Address	1544 RUTH AVE, CINCINNATI, OH 45207-1456
Document Number	0000030936
Book / Page	14912 / 1576
Map Reference	MB 8 PG 46
Instrument Date	May 3, 2023
Instrument	2023-0030936
Transaction Type	Transfer
Record Updated	Mar 29, 2024
Title Company	MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1544 RUTH AVE, CINCINNATI, OH 45207-1456

Mortgage

Document Number	0000030937
Date	May 9, 2023
Instrument	2023-0030937

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.39%
Type Change Date	Jun 1, 2028
Change Frequency	Monthly
Min Rate At Change	3.39%
Max Rate At Change	7.39%
Index	Prime Rate
Max Rate	11.3%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 21, 2021
Property Address	1544 RUTH AVE, CINCINNATI, OH 45207-1456
Document Number	0000050259
Book / Page	14401 / 3164
Map Reference	MB 8 PG 46
Instrument Date	Apr 15, 2021
Instrument	2021-0050259
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6525 RIDGE AVE, CINCINNATI, OH 45213-1037

Mortgage

Document Number	0000050260
Date	Apr 21, 2021
Instrument	2021-0050260

Lender

Name	MUKESH RAM
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 11, 2021
Property Address	1544 RUTH AVE, CINCINNATI, OH 45207-1456
Document Number	0000030728
Book / Page	14372 / 39
Map Reference	MB 8 PG 46
Instrument Date	Mar 5, 2021
Instrument	2021-0030728
Transaction Type	Transfer
Record Updated	Mar 29, 2024
Title Company	MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9610 DALE AVE, SUNLAND, CA 91040-1408
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,854.00 (+3.12%)	$183,750 (+%) Land $7,647 Building $176,103
2024	$4,707.00 (-5.86%)	$183,749 (-) Land $7,647 Building $176,102
2023	$5,000.00 (+183.45%)	$183,749 (+676.85%) Land $7,647 Building $176,102	$525,000 (+676.86%) Land $21,850 Building $503,150
2022	$1,764.00	$23,653 Land $5,551 Building $18,102
2020			$67,580 Land $15,860 Building $51,720

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Ruth Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures