1541 Ruth Ave, Cincinnati, OH 45207 Property Records

Hamilton County property record for 1541 Ruth Ave, Cincinnati, OH 45207

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,409 sqft · built 1904
Lot Size	0.146 acres (6,360 sqft)
Owner	Individual Name on Record
Last Sale	$317,000 (Sep 2020)
Tax Bill	$1,634 (2025)
Deeds & Mortgages	May 2020 Line of Credit Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-0006-0058-00`

Property Details

APN / Parcel Number

Primary APN	`054-0006-0058-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,409 sqft Living Area
1st Floor Area	1,026 sqft
2nd Floor Area	942 sqft
Attic	Attic
Attic Area	441 sqft
Basement Area	1,026 sqft

Exterior

Year Built	Built 1904
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	6,360 sqft (0.146 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Porch	Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1541 RUTH AVE
City	CINCINNATI
State	OH
Zip	45207-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1541 RUTH AVE 50 X 125.97 IRR LOT 43 MEYERS ET AL SUB
Legal Subdivision	MEYERS ET AL SUB
Legal Lot Number	43
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3001
Census Tract	3800

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1541 RUTH AVE, CINCINNATI, OH 45207-1417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2020	Deed of Trust, Mortgage · Line of Credit SPRING VALLEY BANK
Sep 11, 2020	Warranty Deed, Transfer · VA Mortgage FIFTH THIRD BANK
Sep 13, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2020 · Amount on Record
Deed Sale	Sep 11, 2020 · Amount on Record
Prior Sale	Sep 13, 2019 · Amount on Record
Deed Document Number	2020-0091958
Deed Book / Page	14251 / 25
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1541 RUTH AVE, CINCINNATI, OH 45207-1417
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049980
Date	May 28, 2020
Book Page	14177/2053
Instrument	2020-0049980

Lender

Name	SPRING VALLEY BANK
Type	Bank
Address	CINCINNATI, OH 45215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	16 Months
Due	Sep 1, 2021

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 11, 2020
Property Address	1541 RUTH AVE, CINCINNATI, OH 45207-1417
Document Number	0000091958
Book / Page	14251 / 25
Map Reference	MB 2&8 PG 48
Instrument Date	Sep 1, 2020
Instrument	2020-0091958
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,268.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1541 RUTH AVE, CINCINNATI, OH 45207-1417

Mortgage

Document Number	0000091959
Date	Sep 11, 2020
Instrument	2020-0091959

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 13, 2019
Property Address	1541 RUTH AVE, CINCINNATI, OH 45207-1417
Document Number	0000078516
Book / Page	014001 / 002847
Instrument Date	May 13, 2019
Instrument	78516
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3076 SPENCER HILL DR CINCINNATI OH 452261985, CINCINNATI, OH 45226-1985

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,634.00 (+2.7%)	$110,950 (+%) Land $7,647 Building $103,303
2024	$1,591.00 (-1.91%)	$110,949 (-) Land $7,647 Building $103,302
2023	$1,622.00 (-2.29%)	$110,949 (%) Land $7,647 Building $103,302	$317,000 (-) Land $21,850 Building $295,150
2022	$1,660.00 Homeowner's exemption	$110,950 Land $5,551 Building $105,399
2020			$317,000 Land $15,860 Building $301,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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