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1544 Misty River Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1544 Misty River Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,472 sqft · built 2020
Lot Size0.225 acres (9,801 sqft)
Owner2 Individual Names on File
Last Sale$277,022 (Dec 2020)
Tax Bill$3,594 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Nov 2020 Sale
Flood ZoneZone X (minimal risk)
APNT190300226

Property Details

APN / Parcel Number

Primary APNT190300226
Alternative APN
  • 2-0012-C705-00-0590.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,472 sqft Living Area
Basement Area1,472 sqft

Exterior

Year BuiltBuilt 2020
Exterior MaterialBrick
Lot Area9,801 sqft (0.225 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces

Location & Zoning

Account NumberT190300226
Street Address1544 MISTY RIVER DR
CityO FALLON
StateMO
Zip63366-1524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERDALE VLG C #2 LOT 590
Legal Range02E
Legal Township48N
Legal SubdivisionRIVERDALE VLG C #2
Legal Lot Number590
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2008
Census Tract312001

Owner

1544 Misty River Dr is owned and occupied by two individuals who bought it in December 2020.

Source: St. Charles County records, as of March 16, 2026

Owner of Record2 Individual Names on File
Mailing Address1544 MISTY RIVER DR, O FALLON, MO 63366-1524
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2020Grant Deed, Subdivision Related Transfer · FHA Mortgage
FLAT BR MTG
Nov 10, 2020Grant Deed, Transfer
OTHER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 18, 2020 · Amount on File
Deed SaleDec 18, 2020 · Amount on File
Prior SaleNov 10, 2020
Deed Document Number2020100019
Deed Book / Page2020 / 100019
Record UpdatedJun 8, 2026

December 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionST CHARLES MO
Recording DateDec 18, 2020
Property Address1544 MISTY RIVER DR, O FALLON, MO 63366-1524
Document Number0000100019
Instrument DateDec 10, 2020
Instrument100019
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 16, 2021
Title CompanyORT TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1544 MISTY RIVER DR O FALLON MO 633661524, O FALLON, MO 63366-1524

Mortgage

Document Number100020
DateDec 18, 2020
Instrument100020
Lender
NameFLAT BR MTG
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 17, 2050

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST CHARLES MO
Recording DateNov 10, 2020
Property Address1544 MISTY RIVER DR, O FALLON, MO 63366-1524
Document Number0000087130
Instrument DateOct 28, 2020
Instrument87130
Transaction TypeTransfer
Record UpdatedMar 8, 2021
Title CompanyOTHER

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address239 FOX HILL RD ST CHARLES MO 633013745, ST CHARLES, MO 63301-3745
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1544 Misty River Dr was $3,594.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Paul City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,594.00$58,490$307,844 Land $70,000 Building $237,844
2023$55,300
2022$291,054 Land $55,000 Building $236,054

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1544 Misty River Dr in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims25 (1982–2015)
Claims Outside the SFHA1 of 25
Most Recent ClaimJun 2015 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1544 Misty River Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST PAUL PWS
serves 1,700 people · EPA ID MO6011535
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Brightspeed, Verizon.

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