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1538 Misty River Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1538 Misty River Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,180 sqft · built 2020
Lot Size0.242 acres (10,585 sqft)
Owner2 Individual Names on Record
Last Sale$289,229 (Sep 2020)
Tax Bill$4,303 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Jun 2020 Sale
Flood ZoneZone X (minimal risk)
APNT190300223

Property Details

APN / Parcel Number

Primary APNT190300223
Alternative APN
  • 2-0012-C705-00-0587.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,180 sqft Living Area
Basement Area960 sqft

Exterior

Year BuiltBuilt 2020
Exterior MaterialBrick
Lot Area10,585 sqft (0.242 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces

Location & Zoning

Account NumberT190300223
Street Address1538 MISTY RIVER DR
CityO FALLON
StateMO
Zip63366-1524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERDALE VLG C #2 LOT 587
Legal Range02E
Legal Township48N
Legal SubdivisionRIVERDALE VLG C #2
Legal Lot Number587
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2008
Census Tract312001

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1538 MISTY RIVER DR, O FALLON, MO 63366-1524
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2020Grant Deed, Subdivision Related Transfer
GOLDEN OAK LNDG
Jun 26, 2020Grant Deed, Transfer
OTHER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2020 · Amount on Record
Deed SaleSep 8, 2020 · Amount on Record
Prior SaleJun 26, 2020
Deed Document Number0202065613
Deed Book / Page2020 / 65613
Record UpdatedJun 8, 2026

September 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionST CHARLES MO
Recording DateSep 8, 2020
Property Address1538 MISTY RIVER DR, O FALLON, MO 63366-1524
Document Number0000065613
Instrument DateSep 1, 2020
Instrument65613
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 27, 2020
Title CompanyUS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1538 MISTY RIVER DR O FALLON MO 633661524, O FALLON, MO 63366-1524

Mortgage

Document Number65614
DateSep 8, 2020
Instrument65614
Lender
NameGOLDEN OAK LNDG
AddressGREENWOOD VILLAGE, CO 80111
Agreement
AmountAmount Recorded
Term360 Months
DueSep 7, 2050

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST CHARLES MO
Recording DateJun 26, 2020
Property Address1538 MISTY RIVER DR, O FALLON, MO 63366-1524
Document Number0073291980
Book / Page007329 / 001980
Instrument DateJun 24, 2020
Instrument437150
Transaction TypeTransfer
Record UpdatedAug 26, 2020
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address239 FOX HILL RD ST CHARLES MO 633013745, ST CHARLES, MO 63301-3745
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Paul City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,303.00$70,119 (+18.35%)$369,047 (+18.35%) Land $70,000 Building $299,047
2023$59,247
2022$311,826 Land $55,000 Building $256,826

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims25 (1982–2015)
Claims Outside the SFHA1 of 25
Most Recent ClaimJun 2015 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST PAUL PWS
serves 1,700 people · EPA ID MO6011535
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Brightspeed, Verizon.

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