1543 Morse Rd, Forest Hill, MD 21050 Property Records

Harford County property record for 1543 Morse Rd, Forest Hill, MD 21050

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,413 sqft · built 1996
Lot Size	4.78 acres (208,217 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Sep 2021)
Tax Bill	$6,898 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Dec 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`04-091345`

Property Details

APN / Parcel Number

Primary APN	`04-091345`
Alternative APNs	`4091345` `091345`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,413 sqft Total Area
Basement Area	1,099 sqft
Finished Basement	1,099 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	208,217 sqft (4.78 acres)
Garage Type	Mixed
Garage Area	466 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	700 sqft
Porch	Slab
Porch Area	108 sqft
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	091345
Street Address	1543 MORSE RD
City	FOREST HILL
State	MD
Zip	21050-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 2 4.78 AC 1543 MORSE ROAD KING PROP PT 113/38
Legal Subdivision	KING PROP
Legal Lot Number	2
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	1
Census Block	1012
Census Tract	304202

Owner

1543 Morse Rd is owned and occupied by two individuals who bought it in September 2021.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1543 MORSE RD, FOREST HILL, MD 21050-1003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed, Transfer · Conventional Mortgage MERIDIAN BANK
Dec 12, 2019	Loan Modification, Mortgage · VA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2021 · Amount on File
Deed Sale	Sep 1, 2021 · Amount on File
Prior Sale	Aug 5, 2011 · Amount on File
Deed Book / Page	14999 / 137
Record Updated	Oct 29, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Sep 1, 2021
Property Address	1543 MORSE RD, FOREST HILL, MD 21050-1003
Document Number	0149990137
Book / Page	14999 / 137
Map Reference	MB CGH77 FO 87
Instrument Date	Aug 5, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1543 MORSE RD, FOREST HILL, MD 21050-1003

Mortgage

Document Number	0014999144
Date	Sep 1, 2021
Instrument	14999/144

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARFORD MD
Property Address	1543 MORSE RD, FOREST HILL, MD 21050-1003
Document Number	0137280290
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1543 MORSE RD FOREST HILL MD 210501003, FOREST HILL, MD 21050-1003

Mortgage

Document Number	0137280290
Date	Mar 5, 2020
Book Page	013728/000290

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2050

Interest

Rate	4%

Tax Assessment & Valuation

The 2026 property tax bill for 1543 Morse Rd was $6,898 with a homeowner's exemption, up 12.2% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,898.00 (+12.16%) Homeowner's exemption	$627,400	$661,700 Land $153,900 Building $507,800
2025	$6,150.00 Homeowner's exemption
2023		$539,600	$558,800 Land $153,900 Building $404,900
2022	$5,731.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1543 Morse Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1543 Morse Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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