1527 Morse Rd, Forest Hill, MD 21050 Property Records

Harford County property record for 1527 Morse Rd, Forest Hill, MD 21050

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,126 sqft · built 1999
Lot Size	3.2 acres (139,392 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,714 (2026)
Deeds & Mortgages	Oct 2019 Mortgage May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-090527`

Property Details

APN / Parcel Number

Primary APN	`04-090527`
Alternative APNs	`4090527` `090527`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	4,126 sqft Total Area
Utility Area	1,424 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	139,392 sqft (3.2 acres)
Garage Type	Attached
Garage Area	2,249 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Area	792 sqft
Porch	Slab
Porch Area	64 sqft
Deck Area	624 sqft
Patio Area	624 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	090527
Street Address	1527 MORSE RD
City	FOREST HILL
State	MD
Zip	21050-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 2 3.20 AC 1527 MORSE ROAD LD TROUT PT 131/15
Legal Subdivision	TROUT S
Legal Lot Number	2
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	1
Census Block	1012
Census Tract	304202

Owner

1527 Morse Rd is owned and occupied by two individuals who acquired it in March 2015.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1527 MORSE RD, FOREST HILL, MD 21050-1003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
May 22, 2020	Deed of Trust, Mortgage · Line of Credit DANA FIELDS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 13, 2015
Transfer Doc	0111480068
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1527 MORSE RD, FOREST HILL, MD 21050-1003
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0134690182
Date	Oct 1, 2019
Book Page	13469/0182

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	BEL AIR, MD 21014

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2029

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1527 MORSE RD, FOREST HILL, MD 21050-1003
Document Number	0138860135
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1527 MORSE RD FOREST HILL MD 210501003, FOREST HILL, MD 21050-1003

Mortgage

Document Number	0138860135
Date	Jun 3, 2020
Book Page	013886/000135

Lender

Name	DANA FIELDS
Address	1 FNB BLVD, HERMITAGE, PA 16148-3347

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 2, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1527 Morse Rd was $8,714 with a homeowner's exemption, up 13.3% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,714.00 (+13.32%) Homeowner's exemption	$794,033 (+6.29%)	$841,000 (-) Land $146,000 Building $695,000
2025	$7,690.00 Homeowner's exemption	$747,067	$841,000 Land $146,000 Building $695,000
2023		$675,067	$700,100 Land $146,000 Building $554,100
2022	$7,144.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1527 Morse Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1527 Morse Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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