1543 Mackinaw Loop, Somers, MT 59932 Property Records

Flathead County property record for 1543 Mackinaw Loop, Somers, MT 59932

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,052 sqft · built 2017
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$464,835 (Jan 2025)
Tax Bill	$2,224 (2026)
Deeds & Mortgages	May 2023 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R07102144`

Property Details

APN / Parcel Number

Primary APN	`R07102144`
Alternative APNs	`07-3834-24-1-04-01-0000` `0000982005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,052 sqft Living Area
1st Floor Area	1,524 sqft
2nd Floor Area	528 sqft
Basement Area	572 sqft
Finished Basement	572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000982005
Street Address	1543 MACKINAW LOOP
City	SOMERS
State	MT
Zip	59932-9794
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MACKINAW ESTATES SUB, S24, T27 N, R21 W, LOT 1
Legal Range	21W
Legal Township	27N
Legal Section	24
Legal Subdivision	MACKINAW ESTATES SUB
Legal Lot Number	1
Jurisdiction	FLATHEAD MT
Township / Civil Division	LAKESIDE-SOMERS
Census Block Group	1
Census Block	1007
Census Tract	1401

Owner

1543 Mackinaw Loop is owned and occupied by two individuals who bought it in January 2025.

Source: Flathead County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1543 MACKINAW LOOP, SOMERS, MT 59932-9794
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 9, 2019	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
May 17, 2017	Deed, Transfer · Conventional Mortgage MANN MORTGAGE LLC
Jan 9, 2017	Warranty Deed, Construction Loan · Construction Mortgage VALLEY BANK OF KALISPELL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2025 · Amount on File
Deed Sale	Jan 31, 2025 · Amount on File
Prior Sale	May 4, 2023 · Amount on File
Deed Document Number	20252036
Prior Transfer Date	Jan 29, 2025
Prior Transfer Doc	0000002088
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	May 4, 2023
Property Address	1543 MACKINAW LOOP, SOMERS, MT 59932-9794
Document Number	202300006630
Instrument Date	Apr 25, 2023
Instrument	202300006630
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	FLATHEAD PREMIER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1543 MACKINAW LOOP, SOMERS, MT 59932-9794

Mortgage

Document Number	202300006631
Date	May 4, 2023
Instrument	202300006631

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Sep 9, 2019
Property Address	1543 MACKINAW LOOP, SOMERS, MT 59932-9794
Document Number	201900021778
Instrument Date	Sep 9, 2019
Instrument	201900021778
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1543 MACKINAW LOOP, SOMERS, MT 59932-9794

Mortgage

Document Number	201900021779
Date	Sep 9, 2019
Instrument	201900021779

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FLATHEAD MT
Recording Date	May 17, 2017
Property Address	1543 MACKINAW LOOP, SOMERS, MT 59932-9794
Document Number	201700010012
Instrument Date	May 16, 2017
Instrument	201700010012
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1543 MACKINAW LOOP, SOMERS, MT 59932-9794

Mortgage

Document Number	201700010013
Date	May 17, 2017
Instrument	201700010013

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

January 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jan 9, 2017
Property Address	1543 MACKINAW LOOP, SOMERS, MT 59932-9794
Document Number	201700000525
Instrument Date	Jan 9, 2017
Instrument	201700000525
Transaction Type	Construction Loan
Record Updated	Aug 10, 2021
Title Company	NOT AVAILABLE, ATEC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 2ND AVE WN 102, 102, KALISPELL, MT 59901-3910
Investor	Possibly a Property Investor

Mortgage

Document Number	201700000526
Date	Jan 9, 2017
Instrument	201700000526

Lender

Name	VALLEY BANK OF KALISPELL
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	Jul 1, 2017

Tax Assessment & Valuation

The 2026 property tax bill for 1543 Mackinaw Loop was $2,224, down 10.3% from the year before.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Somers Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,224.00 (-10.32%)	$687,400 (-)
2025	$2,480.00	$687,400	$687,400 Land $127,290 Building $560,110
2023	$4,339.00	$605,200	$605,200 Land $81,237 Building $523,963

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1543 Mackinaw Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1543 Mackinaw Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERS CO WATER AND SEWER DIST serves 765 people · EPA ID MT0000332
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Glacier Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50

May also be available: MontanaSky Networks, T-Mobile.

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