1490 Mackinaw Loop, Somers, MT 59932 Property Records

Flathead County property record for 1490 Mackinaw Loop, Somers, MT 59932

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,873 sqft · built 2019
Lot Size	0.362 acres (15,769 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Jan 2020)
Tax Bill	$5,497 (2026)
Deeds & Mortgages	Sep 2021 Line of Credit Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0748734`

Property Details

APN / Parcel Number

Primary APN	`R0748734`
Alternative APNs	`07-3834-24-1-03-21-0000` `0000009932`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,873 sqft Living Area
1st Floor Area	2,052 sqft
Attic	Attic
Attic Area	821 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,769 sqft (0.362 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	131 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	0000009932
Street Address	1490 MACKINAW LOOP
City	SOMERS
State	MT
Zip	59932-9767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MACKINAW ESTATES SUB, S24, T27 N, R21 W, LOT 039, MACKINAW ESTATES SUB
Legal Range	21W
Legal Township	27N
Legal Section	24
Legal Subdivision	MACKINAW ESTATES SUB
Legal Lot Number	39
Jurisdiction	FLATHEAD MT
Township / Civil Division	LAKESIDE-SOMERS
Census Block Group	1
Census Block	1009
Census Tract	1401

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1490 MACKINAW LOOP, SOMERS, MT 59932-9767
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Line of Credit PARK SIDE FCU
Jan 14, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC
Apr 30, 2019	Quit Claim Deed, Transfer · Commercial Mortgage AMERICAN BANK
Mar 13, 2019	Warranty Deed, Transfer INSURED TITLE, INSURED TITLES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2020 · Amount on Record
Deed Sale	Jan 14, 2020 · Amount on Record
Prior Sale	Apr 30, 2019 · Amount on Record
Deed Document Number	20201098
Prior Transfer Date	Apr 29, 2019
Prior Transfer Doc	0000007967
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1490 MACKINAW LOOP, SOMERS, MT 59932-9767
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	INSURED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100034580
Date	Sep 28, 2021
Instrument	202100034580

Lender

Name	PARK SIDE FCU
Type	Credit Union
Address	BIGFORK, MT 59911

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jan 14, 2020
Property Address	1490 MACKINAW LOOP, SOMERS, MT 59932-9767
Document Number	202000001098
Instrument Date	Jan 14, 2020
Instrument	202000001098
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1490 MACKINAW LOOP, SOMERS, MT 59932-9767

Mortgage

Document Number	202000001099
Date	Jan 14, 2020
Instrument	202000001099

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLATHEAD MT
Recording Date	Apr 30, 2019
Property Address	1490 MACKINAW LOOP, SOMERS, MT 59932-9767
Document Number	201900007967
Instrument Date	Apr 29, 2019
Instrument	201900007967
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 KINGSHELLA RD, KALISPELL, MT 59901-7829

Mortgage

Document Number	201900007968
Date	Apr 30, 2019
Instrument	201900007968

Lender

Name	AMERICAN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Mar 13, 2019
Property Address	1490 MACKINAW LOOP, SOMERS, MT 59932-9767
Document Number	201900004688
Instrument Date	Mar 1, 2019
Instrument	201900004688
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 KINSHELLA RD, KALISPELL, MT 59901-7829

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Somers Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,497.00 (+29.95%)	$733,200 (+24.25%)
2025			$733,200 (+24.25%) Land $128,231 Building $604,969
2023	$4,230.00	$590,100	$590,100 Land $83,904 Building $506,196

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERS CO WATER AND SEWER DIST serves 765 people · EPA ID MT0000332
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Glacier Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50

May also be available: MontanaSky Networks, T-Mobile.

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