15428 Firelight Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 15428 Firelight Dr, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,264 sqft · built 2007
Lot Size	0.23 acres (10,026 sqft)
Owner	2 Individual Names on File
Last Sale	$414,000 (Mar 2021)
Tax Bill	$7,626 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-23-27-0551-01-560`

Property Details

APN / Parcel Number

Primary APN	`04-23-27-0551-01-560`
Alternative APNs	`272304055101560` `133256` `134042` `135556`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,264 sqft Living Area
Gross Area	4,404 sqft
1st Floor Area	2,362 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,026 sqft (0.23 acres)
Garage Type	Attached
Garage Area	591 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	264 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	15428 FIRELIGHT DR
City	WINTER GARDEN
State	FL
Zip	34787-5542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	BELLE MEADE PHASE 2 66/25 LOT 156
Legal Range	27E
Legal Township	23S
Legal Section	04
Legal Subdivision	BELLE MEADE PH 2
Legal Phase	2
Legal Tract	551
Legal Block	1
Legal Lot Number	156
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	3
Census Block	3011
Census Tract	17117

Owner

15428 Firelight Dr is owned and occupied by two individuals who bought it in March 2021.

Source: Orange County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15428 FIRELIGHT DR, WINTER GARDEN, FL 34787-5542
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Mar 10, 2021	Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC
Mar 10, 2021	Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC
Feb 5, 2020	Loan Modification, Mortgage · Conventional Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2021 · Amount on File
Deed Sale	Mar 10, 2021 · Amount on File
Prior Sale	Feb 4, 2016 · Amount on File
Deed Document Number	2021137912
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Recording Date	Aug 17, 2026
Property Address	15428 FIRELIGHT DR, WINTER GARDEN, FL 34787-5542
Document Number	0000456501
Instrument Date	Aug 8, 2026
Instrument	2026456501
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15428 FIRELIGHT DR, WINTER GARDEN, FL 34787-5542

Mortgage

Document Number	0000456501,
Date	Aug 17, 2026
Instrument	2026456501

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2056

Interest

Max Rate	-1%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 10, 2021
Property Address	15428 FIRELIGHT DR, WINTER GARDEN, FL 34787-5542
Document Number	0000137912
Map Reference	MB 66 PG 25-27
Instrument Date	Mar 2, 2021
Instrument	20210137912
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TTL AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,898.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9912 SUNNY MEWS ALY, 9912, WINTER GARDEN, FL 34787-4979

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15428 FIRELIGHT DR, WINTER GARDEN, FL 34787-5542

Mortgage

Document Number	0000137913
Date	Mar 10, 2021
Instrument	20210137913

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 10, 2021
Property Address	15428 FIRELIGHT DR, WINTER GARDEN, FL 34787-5542
Document Number	20210137912
Map Reference	MB 66 PG 25-27
Instrument Date	Mar 2, 2021
Instrument	20210137912
Transaction Type	Transfer
Record Updated	Mar 30, 2021
Title Company	OMEGA NATIONAL TTL AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,898.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9912 SUNNY MEWS ALY, 9912, WINTER GARDEN, FL 34787-4979

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15428 FIRELIGHT DR, WINTER GARDEN, FL 34787-5542

Mortgage

Document Number	20210137913
Date	Mar 10, 2021
Instrument	20210137913

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	15428 FIRELIGHT DR, WINTER GARDEN, FL 34787-5542
Document Number	0000119607
Instrument Date	Feb 5, 2020
Transaction Type	Mortgage
Record Updated	Mar 30, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15428 FIRELIGHT DR WINTER GARDEN FL 347875542, WINTER GARDEN, FL 34787-5542

Mortgage

Document Number	0000119607
Date	Feb 24, 2020
Instrument	119607

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	FISHERS, IN 46037

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	468 Months
Due	Feb 23, 2059

Interest

Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 15428 Firelight Dr was $7,626, up 5.2% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$522,343 (+2.7%)	$653,850 (-1.37%) Land $135,000 Building $518,850
2025	$7,626.00 (+5.2%) Homeowner's exemption	$508,611	$662,960 Land $135,000 Building $527,960
2024	$7,249.00 (+3.57%)
2023	$6,999.00 (+2.88%) Homeowner's exemption	$479,881 (+3%)	$617,994 (+32.64%) Land $135,000 Building $482,994
2022	$6,803.00 Homeowner's exemption	$465,904 Land $90,000 Building $375,904	$465,904 Land $90,000 Building $375,904

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15428 Firelight Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15428 Firelight Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	OCUD/SOUTHERN WATER SYS (5 WPS)
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Alteva of Warwick, AT&T, CenturyLink.

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