15411 Firelight Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 15411 Firelight Dr, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,681 sqft · built 2010
Lot Size	0.308 acres (13,428 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Jul 2020)
Tax Bill	$8,313 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-23-27-0551-01-610`

Property Details

APN / Parcel Number

Primary APN	`04-23-27-0551-01-610`
Alternative APNs	`272304055101610` `133263` `134048` `135563`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	4,681 sqft Living Area
Gross Area	6,274 sqft
1st Floor Area	2,337 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,428 sqft (0.308 acres)
Garage Type	Attached
Garage Area	589 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	590 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	15411 FIRELIGHT DR
City	WINTER GARDEN
State	FL
Zip	34787-5543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	BELLE MEADE PHASE 2 66/25 LOT 161
Legal Range	27E
Legal Township	23S
Legal Section	04
Legal Subdivision	BELLE MEADE PH 2
Legal Phase	2
Legal Tract	551
Legal Block	1
Legal Lot Number	161
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	3
Census Block	3015
Census Tract	17117

Owner

15411 Firelight Dr is owned and occupied by two individuals who bought it in July 2020.

Source: Orange County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15411 FIRELIGHT DR, WINTER GARDEN, FL 34787-5543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Line of Credit P N C BANK NA
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 7, 2020	Warranty Deed, Transfer · Conventional with PMI SUPREME LNDG
Sep 25, 2018	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2020 · Amount on File
Deed Sale	Jul 7, 2020 · Amount on File
Prior Sale	Sep 11, 2009 · Amount on File
Deed Document Number	2020365003
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Recording Date	Apr 6, 2026
Property Address	15411 FIRELIGHT DR, WINTER GARDEN, FL 34787-5543
Document Number	0000195230
Instrument Date	Mar 26, 2026
Instrument	2026195230
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15411 FIRELIGHT DR, WINTER GARDEN, FL 34787-5543
Investor	Possibly a Property Investor

Mortgage

Document Number	0000195230,
Date	Apr 6, 2026
Instrument	2026195230

Lender

Name	P N C BANK NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Apr 15, 2066

Interest

Rate	5.98%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	15411 FIRELIGHT DR, WINTER GARDEN, FL 34787-5543
Transaction Type	Mortgage
Record Updated	Aug 1, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15411 FIRELIGHT DR, WINTER GARDEN, FL 34787-5543

Mortgage

Document Number	0000641809
Date	Oct 20, 2021
Instrument	20210641809

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 7, 2020
Property Address	15411 FIRELIGHT DR, WINTER GARDEN, FL 34787-5543
Document Number	0000365003
Instrument Date	Jul 2, 2020
Instrument	365003
Transaction Type	Transfer
Record Updated	Jul 30, 2020
Title Company	INTEGRITY TITLE AND GUARANTY AGENCY LL, INTEGRITY TITLE & GNTY AGCY LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15411 FIRELIGHT DR WINTER GARDEN FL 347875543, WINTER GARDEN, FL 34787-5543

Mortgage

Document Number	365004
Date	Jul 7, 2020
Instrument	365004

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2050

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	15411 FIRELIGHT DR, WINTER GARDEN, FL 34787-5543
Document Number	0000288374
Instrument Date	Sep 25, 2018
Transaction Type	Mortgage
Record Updated	May 24, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15411 FIRELIGHT DR WINTER GARDEN FL 347875543, WINTER GARDEN, FL 34787-5543

Mortgage

Document Number	0000288374
Date	May 9, 2019
Instrument	288374

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 8, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 15411 Firelight Dr was $8,313, up 5.2% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$565,642 (+2.7%)	$825,880 (-1.39%) Land $135,000 Building $690,880
2025	$8,313.00 (+5.2%) Homeowner's exemption	$550,771	$837,500 Land $135,000 Building $702,500
2024	$7,902.00 (+3.54%)
2023	$7,632.00 (+2.87%) Homeowner's exemption	$519,659 (+3%)	$796,304 (+31.61%) Land $135,000 Building $661,304
2022	$7,419.00 Homeowner's exemption	$504,523	$605,053 Land $90,000 Building $515,053

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15411 Firelight Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15411 Firelight Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	OCUD/SOUTHERN WATER SYS (5 WPS)
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Alteva of Warwick, AT&T, CenturyLink.

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