Mecklenburg County property record for 15427 Learning Ln, Charlotte, NC 28277
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,834 sqft · built 2017 |
| Lot Size | 0.106 acres (4,619 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $332,000 (May 2018) |
| Tax Bill | $4,486 (2023) |
| Deeds & Mortgages | Jun 2021 Mortgage May 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 223-093-64 |
| Primary APN | 223-093-64 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,834 sqft Heated Area |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 4,619 sqft (0.106 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 223-093-64 |
|---|---|
| Street Address | 15427 LEARNING LN |
| City | CHARLOTTE |
| State | NC |
| Zip | 28277-4210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L32 M60-561 |
| Legal Subdivision | PROVIDENCE ROAD WEST ELEMENTAR |
| Legal Lot Number | 32 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 5858 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15427 LEARNING LN, CHARLOTTE, NC 28277-4210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| May 3, 2018 | Grant Deed, Subdivision Related Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2018 · Amount on Record |
| Deed Sale | May 3, 2018 · Amount on Record |
| Deed Document Number | 0003265379 |
| Deed Book / Page | 32653 / 79 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 15427 LEARNING LN, CHARLOTTE, NC 28277-4210 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000116269 |
|---|---|
| Date | Jun 15, 2021 |
| Book Page | 36180/784 |
| Instrument | 2021116269 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 3, 2018 |
| Property Address | 15427 LEARNING LN, CHARLOTTE, NC 28277-4210 |
| Document Number | 0000053979 |
| Book / Page | 032653 / 000079 |
| Instrument Date | Mar 5, 2018 |
| Instrument | 53979 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 7, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $664.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15427 LEARNING LN CHARLOTTE NC 282774210, CHARLOTTE, NC 28277-4210 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAMPLIGHTER SOUTH-DANBY private · serves 3,297 people · EPA ID NC0160156 |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2025 |
| Also Mapped Here | CHARLOTTE WATER |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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