Mecklenburg County property record for 15423 Learning Ln, Charlotte, NC 28277
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,664 sqft · built 2017 |
| Lot Size | 0.103 acres (4,518 sqft) |
| Owner | Individual Name on File |
| Last Sale | $381,000 (Jun 2019) |
| Tax Bill | $5,435 (2023) |
| Deeds & Mortgages | May 2020 Mortgage Jun 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 223-093-63 |
| Primary APN | 223-093-63 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,664 sqft Heated Area |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 4,518 sqft (0.103 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 223-093-63 |
|---|---|
| Street Address | 15423 LEARNING LN |
| City | CHARLOTTE |
| State | NC |
| Zip | 28277-4210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L33 M60-561 |
| Legal Subdivision | PROVIDENCE ROAD WEST ELEMENTAR |
| Legal Lot Number | 33 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 5858 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 15423 LEARNING LN, CHARLOTTE, NC 28277-4210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK |
| Jun 3, 2019 | Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK |
| Sep 21, 2018 | Special Warranty Deed, Subdivision Related Transfer · ARM US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 3, 2019 · Amount on Record |
| Deed Sale | Jun 3, 2019 · Amount on Record |
| Prior Sale | Sep 21, 2018 · Amount on Record |
| Deed Document Number | 0033558437 |
| Deed Book / Page | 33558 / 437 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 15423 LEARNING LN, CHARLOTTE, NC 28277-4210 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000074560 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 34609/777 |
| Instrument | 2020074560 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 3, 2019 |
| Property Address | 15423 LEARNING LN, CHARLOTTE, NC 28277-4210 |
| Document Number | 0000067632 |
| Book / Page | 33558 / 437 |
| Map Reference | MB 60 PG 561-562 |
| Instrument Date | May 31, 2019 |
| Instrument | 2019067632 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $762.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1527 DELLA DR, 1527, HOFFMAN ESTATES, IL 60169-6962 |
| Name | Verified Name |
|---|---|
| Address | 15423 LEARNING LN, HOFFMAN ESTATES, IL 60169 |
| Document Number | 0000067633 |
|---|---|
| Date | Jun 3, 2019 |
| Instrument | 2019067633 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 21, 2018 |
| Property Address | 15423 LEARNING LN, CHARLOTTE, NC 28277-4210 |
| Document Number | 0000120107 |
| Book / Page | 32992 / 329 |
| Map Reference | MB60 PG561-562 |
| Instrument Date | Sep 20, 2018 |
| Instrument | 2018120107 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $775.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13925 BALLANTYNE CORPORATE PL STE 300, 13925, CHARLOTTE, NC 28277-2715 |
| Name | Verified Name |
|---|---|
| Address | 15423 LEARNING LN, CHARLOTTE, NC 28277-4210 |
| Document Number | 0000120108 |
|---|---|
| Date | Sep 21, 2018 |
| Instrument | 2018120108 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Oct 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.75% |
| Index | 1-Year CMT |
| Max Rate | 8.75% |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAMPLIGHTER SOUTH-DANBY private · serves 3,297 people · EPA ID NC0160156 |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2025 |
| Also Mapped Here | CHARLOTTE WATER |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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