15425 el Monte Rd, Lakeside, CA 92040 Property Records

San Diego County property record for 15425 el Monte Rd, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,404 sqft · built 1950
Lot Size	2.91 acres (126,760 sqft)
Owner	2 Individual Names on Record
Tax Bill	$816 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`390-050-32-00`

Property Details

APN / Parcel Number

Primary APN	`390-050-32-00`
Alternative APN	`3900502500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,404 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	126,760 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	3900502500
Street Address	15425 EL MONTE RD
City	LAKESIDE
State	CA
Zip	92040-2620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 67 PAR A DOC94-537089 IN TR DB0170PG071
Legal Subdivision	RANCHO EL CAJON
Legal Tract	S
Legal Block	1
Legal Lot Number	67
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	16812

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15425 EL MONTE RD, LAKESIDE, CA 92040-2620
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Jul 8, 2021	Deed of Trust, Mortgage · VA Mortgage TOP FLITE FINANCIAL INC
Aug 28, 2020	Intrafamily Transfer, Transfer · FHA Mortgage TOP FLITE FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2020
Deed Sale	Aug 28, 2020
Deed Document Number	2020494684
Prior Transfer Date	Apr 19, 1994
Prior Transfer Doc	0000261458
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15425 EL MONTE RD, LAKESIDE, CA 92040-2620
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15425 EL MONTE RD, LAKESIDE, CA 92040-2620

Mortgage

Document Number	0000073650
Date	Feb 17, 2022
Instrument	2022-0073650

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15425 EL MONTE RD, LAKESIDE, CA 92040-2620
Transaction Type	Mortgage
Record Updated	Jul 19, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15425 EL MONTE RD, LAKESIDE, CA 92040-2620

Mortgage

Document Number	0000489560
Date	Jul 8, 2021
Instrument	2021-0489560

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2051

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 28, 2020
Property Address	15425 EL MONTE RD, LAKESIDE, CA 92040-2620
Document Number	0000494684
Map Reference	MAP 1146
Instrument Date	Aug 24, 2020
Instrument	2020-0494684
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TIMIOS TITLE A CA CORP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15425 EL MONTE RD, LAKESIDE, CA 92040-2620

Mortgage

Document Number	0000494685
Date	Aug 28, 2020
Instrument	2020-0494685

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$60,823 (+2%) Land $19,853 Building $40,970
2025	$816.00 (+5.56%) Homeowner's exemption	$59,631 (+4.04%) Land $19,464 Building $40,167
2023	$773.00 (+2.11%) Homeowner's exemption	$57,317 Land $18,709 Building $38,608
2022	$757.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 71% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Canyon Wireless Fixed Wireless	70 / 30

May also be available: Cox Communications, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only)

Nearby Properties on el Monte Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures