San Diego County property record for 15422 el Monte Rd, Lakeside, CA 92040 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,786 sqft · built 2006 |
| Lot Size | 4.48 acres (195,149 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $710,000 (Jul 2019) |
| Tax Bill | $9,382 (2025) |
| Deeds & Mortgages | Nov 2025 Second Mortgage Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 390-040-62-00 |
| Primary APN | 390-040-62-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,786 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 195,149 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 3900403300 |
|---|---|
| Street Address | 15422 EL MONTE RD |
| City | LAKESIDE |
| State | CA |
| Zip | 92040-2621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TCT S 25% UND INT IN WELL SITE&DOC96-536000 IN TR DB0170PG071 |
| Legal Subdivision | RANCHO EL CAJON |
| Legal Tract | S |
| Legal Block | 1 |
| Legal Lot Number | 59-80 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 16902 |
Source: San Diego County records · APN 390-040-62-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15422 EL MONTE RD, LAKESIDE, CA 92040-2621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 14, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CALIFORNIA COAST CU |
| Nov 05, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jul 08, 2019 | Grant Deed, Transfer · Conventional Mortgage USAA |
| Apr 12, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 08, 2019 · Amount on Record |
| Deed Sale | Jul 08, 2019 · Amount on Record |
| Prior Sale | Oct 22, 1996 · Amount on Record |
| Deed Document Number | 2019269964 |
| Prior Transfer Date | Apr 08, 2019 |
| Prior Transfer Doc | 0000133222 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 15422 EL MONTE RD, LAKESIDE, CA 92040-2621 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 15422 EL MONTE RD, LAKESIDE, CA 92040-2621 |
| Document Number | 0000321223 |
|---|---|
| Date | Nov 14, 2025 |
| Instrument | 2025-0321223 |
| Name | CALIFORNIA COAST CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92150 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 15422 EL MONTE RD, LAKESIDE, CA 92040-2621 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 15422 EL MONTE RD, LAKESIDE, CA 92040-2621 |
| Document Number | 0000692549 |
|---|---|
| Date | Nov 05, 2020 |
| Instrument | 2020-0692549 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 08, 2019 |
| Property Address | 15422 EL MONTE RD, LAKESIDE, CA 92040-2621 |
| Document Number | 0000269964 |
| Instrument Date | Apr 23, 2019 |
| Instrument | 269964 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $781.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15422 EL MONTE RD LAKESIDE CA 920402621, LAKESIDE, CA 92040-2621 |
| Document Number | 269965 |
|---|---|
| Date | Jul 08, 2019 |
| Instrument | 269965 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 07, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 12, 2019 |
| Property Address | 15422 EL MONTE RD, LAKESIDE, CA 92040-2621 |
| Document Number | 0000133222 |
| Instrument Date | Apr 08, 2019 |
| Instrument | 133222 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 714 SEACOAST DR #105 IMPERIAL BEACH CA 919321867, 105, IMPERIAL BEACH, CA 91932-1867 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Lakeside Union Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $792,013 (+2%) Land $390,429 Building $401,584 | |
| 2025 | $9,382.00 (+5.27%) Homeowner's exemption | $776,484 (+4.04%) Land $382,774 Building $393,710 |
| 2023 | $8,912.00 (+1.54%) Homeowner's exemption | $746,334 Land $367,911 Building $378,423 |
| 2022 | $8,777.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Very High above 95% of the US · above 81% of California |
|---|---|
| Wildfire Likelihood | About 1 in 50 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
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