15418 Derna Ter, Bradenton, FL 34211 Property Records

Manatee County property record for 15418 Derna Ter, Bradenton, FL 34211

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,090 sqft · built 2020
Lot Size	0.258 acres (11,253 sqft)
Owner	Individual Name on Record
Last Sale	$665,700 (Dec 2020)
Tax Bill	$11,422 (2024)
Deeds & Mortgages	Aug 2022 Line of Credit Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5760-1225-9`

Property Details

APN / Parcel Number

Primary APN	`5760-1225-9`
Alternative APN	`351910576012259`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	3,090 sqft Living Area
Gross Area	4,343 sqft
1st Floor Area	3,090 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	11,253 sqft (0.258 acres)
View / Lot	Golf/Lake
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	15418 DERNA TER
City	BRADENTON
State	FL
Zip	34211-5506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 44, AZARIO ESPLANADE PH I SUBPH A,B & C PI#5760.1225/9
Legal Range	19E
Legal Township	35S
Legal Section	10
Legal Subdivision	AZARIO ESPLANADE PH II SUBPH A,B & C
Legal Lot Number	44
Jurisdiction	MANATEE FL
Township / Civil Division	MYAKKA CITY
Census Block Group	1
Census Block	1003
Census Tract	2020

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15418 DERNA TER, BRADENTON, FL 34211-5506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 3, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2020 · Amount on Record
Deed Sale	Dec 3, 2020 · Amount on Record
Deed Document Number	2020132863
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	15418 DERNA TER, BRADENTON, FL 34211-5506
Transaction Type	Mortgage
Record Updated	Jan 23, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15418 DERNA TER, BRADENTON, FL 34211-5506

Mortgage

Document Number	0041098684
Date	Aug 2, 2022
Instrument	202241098684

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MANATEE FL
Recording Date	Dec 3, 2020
Property Address	15418 DERNA TER, BRADENTON, FL 34211-5506
Document Number	0041132863
Instrument Date	Nov 30, 2020
Instrument	41132863
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 22, 2020
Title Company	INSPIRED TITLE SERVICES LLC, INSPIRED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,659.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15418 DERNA TER BRADENTON FL 34211, BRADENTON, FL 34211

Mortgage

Document Number	41132864
Date	Dec 3, 2020
Instrument	41132864

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2050

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$703,451 (+2.7%)	$1,001,630 (+8.22%) Land $249,900 Building $751,730
2025		$684,957 (+20.91%)	$925,567 (+29.23%) Land $249,900 Building $675,667
2024	$11,422.00 (+12.29%)
2023	$10,172.00 (+2.33%) Homeowner's exemption	$566,487 (+3%)	$716,229 (+8%) Land $153,000 Building $563,229
2022	$9,940.00 Homeowner's exemption	$549,987	$663,176 Land $150,000 Building $513,176

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 601 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	601 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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