15414 Derna Ter, Bradenton, FL 34211 Property Records

Manatee County property record for 15414 Derna Ter, Bradenton, FL 34211

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,138 sqft · built 2020
Lot Size	0.216 acres (9,428 sqft)
Owner	2 Company Names on Record
Last Sale	$1,800,000 (Mar 2026)
Tax Bill	$17,190 (2024)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jan 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`5760-1220-9`

Property Details

APN / Parcel Number

Primary APN	`5760-1220-9`
Alternative APN	`351910576012209`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	3,138 sqft Living Area
Gross Area	4,439 sqft
1st Floor Area	3,138 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2024
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	9,428 sqft (0.216 acres)
View / Lot	Golf/Lake
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	15414 DERNA TER
City	BRADENTON
State	FL
Zip	34211-5506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 43, AZARIO ESPLANADE PH I SUBPH A,B & C PI#5760.1220/9
Legal Range	19E
Legal Township	35S
Legal Section	10
Legal Subdivision	AZARIO ESPLANADE PH II SUBPH A,B & C
Legal Lot Number	43
Jurisdiction	MANATEE FL
Township / Civil Division	MYAKKA CITY
Census Block Group	1
Census Block	1003
Census Tract	2020

Owner

Source: Manatee County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	429 CONCORD LN, ELK GROVE VILLAGE, IL 60007-2717
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 25, 2024	Deed of Trust, Mortgage · Conventional Mortgage THE SECURITY NATIONAL BANK OF SIOUX CITY
Feb 28, 2024	Warranty Deed, Transfer
Jun 22, 2023	Warranty Deed, Transfer · Conventional Mortgage THE SECURITY NATIONAL BANK OF SIOUX
Mar 31, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 30, 2020	Grant Deed, Subdivision Related Transfer FIFTH THIRD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2026 · Amount on Record
Deed Sale	Mar 10, 2026 · Amount on Record
Prior Sale	Feb 28, 2024 · Amount on Record
Deed Document Number	202626602
Prior Transfer Date	Mar 10, 2023
Prior Transfer Doc	0000033270
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Mar 10, 2026
Property Address	15414 DERNA TER, BRADENTON, FL 34211-5506
Document Number	0041026602
Map Reference	MB 67 PG 80-107
Instrument Date	Mar 9, 2026
Instrument	202641026602
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	PROPERTIES TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3714 DARTMOOR WAY, ZIONSVILLE, IN 46077-0026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 CONCORD LN, ELK GROVE VILLAGE, IL 60007-2717

Mortgage

Document Number	0041026603
Date	Mar 10, 2026
Instrument	202641026603

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.75%
Index	SOFR Average 30-Day
Margin	3
Max Rate	9.75%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	15414 DERNA TER, BRADENTON, FL 34211-5506
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15414 DERNA TER, BRADENTON, FL 34211-5506

Mortgage

Document Number	0041007412
Date	Jan 25, 2024
Instrument	202441007412

Lender

Name	THE SECURITY NATIONAL BANK OF SIOUX CITY
Type	Bank
Address	SIOUX CITY, IA 51101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Nov 1, 2024

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Feb 28, 2024
Property Address	15414 DERNA TER, BRADENTON, FL 34211-5506
Document Number	0041019655
Map Reference	MB 67 PGS 80
Instrument Date	Feb 27, 2024
Instrument	202441019655
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Amount	Amount Recorded
Tax	$13,965.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17713 LUCAYA DR, LAKEWOOD RANCH, FL 34202-2627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2715 KOKOPELLI DR, MARION, IL 62959-5254

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jun 22, 2023
Property Address	15414 DERNA TER, BRADENTON, FL 34211-5506
Document Number	0041067055
Map Reference	MB 67 PG 80-107
Instrument Date	Jun 21, 2023
Instrument	202341067055
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,405.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15009 MONTELLO WAY, BRADENTON, FL 34211-5517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 SPANISH BAY, DAKOTA DUNES, SD 57049-5447

Mortgage

Document Number	0041067056
Date	Jun 22, 2023
Instrument	202341067056

Lender

Name	THE SECURITY NATIONAL BANK OF SIOUX
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	5.99%
Max Rate At Change	7.99%
Index	1-Year T-Bill
Margin	3
Max Rate	11.9%

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MANATEE FL
Recording Date	Mar 31, 2023
Property Address	15414 DERNA TER, BRADENTON, FL 34211-5506
Document Number	0041033270
Map Reference	MB 67 PG 80-107
Instrument Date	Mar 10, 2023
Instrument	202341033270
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15414 DERNA TER, BRADENTON, FL 34211-5506

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	15414 DERNA TER, LAKEWOOD RANCH, FL 34211-5506

October 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MANATEE FL
Recording Date	Oct 30, 2020
Property Address	15414 DERNA TER, BRADENTON, FL 34211-5506
Document Number	0041118723
Instrument Date	Oct 23, 2020
Instrument	41118723
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 18, 2020
Title Company	INSPIRED TITLE SERVICES LLC, INSPIRED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,252.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15414 DERNA TER BRADENTON FL 34211, BRADENTON, FL 34211

Mortgage

Document Number	41118724
Date	Oct 30, 2020
Instrument	41118724

Lender

Name	FIFTH THIRD BK NA
Address	CINCINNATI, OH 45227

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 29, 2035

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,382,540 (+8.64%) Land $249,900 Building $1,132,640	$1,382,540 (+8.64%) Land $249,900 Building $1,132,640
2025		$1,272,533 (+126.79%) Land $249,900 Building $1,022,633	$1,272,533 (+58.38%) Land $249,900 Building $1,022,633
2024	$17,190.00 (+70.2%)
2023	$10,100.00 (+2.34%) Homeowner's exemption	$561,116 (+3%)	$803,449 (+10.26%) Land $153,000 Building $650,449
2022	$9,869.00 Homeowner's exemption	$544,773	$728,701 Land $150,000 Building $578,701

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 601 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	601 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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