Oakland County property record for 1541 E Wattles Rd, Troy, MI 48085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,436 sqft · built 1949 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | Individual Name on File |
| Last Sale | $282,000 (Sep 2024) |
| Tax Bill | $3,649 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jan 2024 Sale & Line of Credit + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 88-20-14-451-009 |
| Primary APN | 88-20-14-451-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,436 sqft Living Area |
| 1st Floor Area | 1,436 sqft |
| Basement Area | 1,436 sqft |
| Unfinished Basement | 1,436 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 22,651 sqft (0.52 acres) |
| Lot Dimensions | 217 ft deep x 105 ft wide |
| Porch | Slab |
| Porch Area | 36 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1541 E WATTLES RD |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-5018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | T2N, R11E, SEC 14 PART OF SW 1/4 OF SE 1/4 BEG AT PT DIST W 1012.69 FT & N00-54-00 E 50 FT FROM SE COR THEREOF, TH W 105.01 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 14 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 197100 |
Source: Oakland County assessment roll, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1541 E WATTLES RD, TROY, MI 48085-5018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Dec 5, 2025 | Deed of Trust, Mortgage · VA Mortgage NATIONAL MORTGAGE FUNDING LLC |
| Jan 31, 2024 | Warranty Deed, Transfer · Line of Credit SURENDRA S GAIKWAD |
| Jan 25, 2024 | Correction Deed |
| Nov 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UIF CORPORATION |
| Jun 14, 2021 | Warranty Deed, Transfer REPUTATION FIRST TITLE AGENCY, REPUTATION FIRST TTL AGCY LL |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 17, 2024 · Amount on Record |
| Deed Sale | Sep 17, 2024 · Amount on Record |
| Prior Sale | Jan 31, 2024 · Amount on Record |
| Deed Document Number | 2024103647 |
| Deed Book / Page | 59643 / 332 |
| Prior Transfer Date | Jun 2, 2016 |
| Prior Transfer Doc | 0000118082 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1541 E WATTLES RD, TROY, MI 48085-5018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1541 E WATTLES RD, TROY, MI 48085-5018 |
| Document Number | 20250151892 |
|---|---|
| Date | Dec 5, 2025 |
| Book Page | 60754/66 |
| Instrument | 20250151892 |
| Name | NATIONAL MORTGAGE FUNDING LLC |
|---|---|
| Address | TROY, MI 48084 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 31, 2024 |
| Property Address | 1541 E WATTLES RD, TROY, MI 48085-5018 |
| Document Number | 0000010445 |
| Book / Page | 59142 / 844 |
| Instrument Date | Jan 30, 2024 |
| Instrument | 10445 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1134 WOODSIDE TRAIL DR, TROY, MI 48085-1318 |
| Name | Verified Name |
|---|---|
| Address | 2335 ANDOVER BLVD, ROCHESTER, MI 48306-4936 |
| Document Number | 0000012809 |
|---|---|
| Date | Feb 7, 2024 |
| Book Page | 59155/149 |
| Instrument | 12809 |
| Name | SURENDRA S GAIKWAD |
|---|---|
| Type | Private Party |
| Address | 4838 CARRINGTON DR, ROCHESTER, MI 48306 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 25, 2024 |
| Property Address | 1541 E WATTLES RD, TROY, MI 48085-5018 |
| Document Number | 0000008598 |
| Book / Page | 59133 / 334 |
| Instrument Date | Jan 24, 2024 |
| Instrument | 8598 |
| Record Updated | Feb 8, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 1541 E WATTLES RD, TROY, MI 48085-5018 |
| Name | Verified Name |
|---|---|
| Address | 1541 E WATTLES RD, TROY, MI 48085-5018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1541 E WATTLES RD, TROY, MI 48085-5018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000196481 |
|---|---|
| Date | Nov 21, 2019 |
| Book Page | 53535/00785 |
| Instrument | 196481 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1541 E WATTLES RD, TROY, MI 48085-5018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 472 KENSINGTON DR 211, 211, ROCHESTER HILLS, MI 48307-4064 |
| Document Number | 0000129225 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 56256/347 |
| Instrument | 129225 |
| Name | UIF CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | SOUTHFIELD, MI 48034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 14, 2021 |
| Property Address | 1541 E WATTLES RD, TROY, MI 48085-5018 |
| Document Number | 0000149340 |
| Book / Page | 56374 / 95 |
| Instrument Date | May 12, 2021 |
| Instrument | 149340 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2022 |
| Title Company | REPUTATION FIRST TITLE AGENCY, REPUTATION FIRST TTL AGCY LL |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,591.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1541 E WALTES RD, 1541, TROY, MI 48085 |
| Name | Verified Name |
|---|---|
| Address | 1541 E WATTLES RD, TROY, MI 48085-5018 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,649.00 (-26.39%) | ||
| 2023 | $199,240 | ||
| 2022 | $4,957.00 | $99,620 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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