Oakland County property record for 1515 E Wattles Rd, Troy, MI 48085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,728 sqft · built 1927 |
| Lot Size | 0.82 acres (35,719 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $110,000 (Jul 2025) |
| Tax Bill | $3,492 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Dec 2023 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 88-20-14-451-032 |
| Primary APN | 88-20-14-451-032 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,728 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 480 sqft |
| Unfinished Basement | 864 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Colonial |
| Exterior Material | Other |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 35,719 sqft (0.82 acres) |
| Lot Dimensions | 213 ft deep x 167 ft wide |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 60 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Street Address | 1515 E WATTLES RD |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-5018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | T2N, R11E, SEC 14 PART OF SE 1/4 BEG AT PT DIST S 89-14-14 E 17 FT & N 00-17-48W 50.01 FT FROM S 1/4 COR, TH N 00-17-48 W |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 14 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 197100 |
Source: Oakland County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 704 GREEN CIR, 206, ROCHESTER, MI 48307-6625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK |
| Dec 7, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2025 · Amount on Record |
| Deed Sale | Jul 2, 2025 · Amount on Record |
| Prior Sale | Dec 7, 2023 · Amount on Record |
| Deed Document Number | 202579768 |
| Deed Book / Page | 60326 / 644 |
| Last Transfer Date | Aug 1, 2025 |
| Transfer Doc | 0000095912 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1515 E WATTLES RD, TROY, MI 48085-5018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Name | Verified Name |
|---|---|
| Address | 704 GREEN CIR 206, 206, ROCHESTER, MI 48307-6625 |
| Document Number | 0000122954 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 60570/660 |
| Instrument | 122954 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | MUNCIE, IN 47305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 379 Months |
| Due | Apr 1, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Apr 1, 2034 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.7% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.7% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 7, 2023 |
| Property Address | 1515 E WATTLES RD, TROY, MI 48085-5018 |
| Document Number | 0000133125 |
| Book / Page | 59051 / 756 |
| Instrument Date | Dec 5, 2023 |
| Instrument | 133125 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $825.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12231 HILLSIDE DR, PLYMOUTH, MI 48170-3053 |
| Name | Verified Name |
|---|---|
| Address | 2735 NE 28TH CT APT 3, 3, LIGHTHOUSE POINT, FL 33064-8247 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,492.00 (+26.57%) | ||
| 2023 | $267,980 | ||
| 2022 | $2,759.00 | $133,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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