Merced County property record for 1541 E North Bear Creek Dr, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,091 sqft · built 1962 |
| Lot Size | 0.428 acres (18,646 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (Aug 2020) |
| Tax Bill | $4,511 (2025) |
| Deeds & Mortgages | Aug 2020 Transfer Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-230-004-000 |
| Primary APN | 007-230-004-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,091 sqft Living Area |
| Gross Area | 2,523 sqft |
| 1st Floor Area | 2,091 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 18,646 sqft (0.428 acres) |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 180 sqft |
| Patio Area | 165 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 007-230-004 |
|---|---|
| Street Address | 1541 E NORTH BEAR CREEK DR |
| City | MERCED |
| State | CA |
| Zip | 95340-2662 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BRAD #1 POR LOT 85 20/7/14 |
| Legal Subdivision | BRAD 01 |
| Legal Lot Number | 85 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 1200 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1541 E NORTH BEAR CREEK DR, MERCED, CA 95340-2662 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 17, 2020 | Quit Claim Deed, Transfer TRANSCOUNTY TITLE COMPANY |
| Aug 17, 2020 | Grant Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2020 · Amount on Record |
| Deed Sale | Aug 17, 2020 · Amount on Record |
| Deed Document Number | 202028176 |
| Prior Transfer Date | Aug 11, 2020 |
| Prior Transfer Doc | 0000028175 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Aug 17, 2020 |
| Property Address | 1541 E NORTH BEAR CREEK DR, MERCED, CA 95340-2662 |
| Document Number | 0000028175 |
| Instrument Date | Aug 11, 2020 |
| Instrument | 28175 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2020 |
| Title Company | TRANSCOUNTY TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Aug 17, 2020 |
| Property Address | 1541 E NORTH BEAR CREEK DR, MERCED, CA 95340-2662 |
| Document Number | 0000028176 |
| Map Reference | VOL 2 PG 66 |
| Instrument Date | Aug 11, 2020 |
| Instrument | 2020028176 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | TRANSCOUNTY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1541 E NORTH BEAR CREEK DR, MERCED, CA 95340-2662 |
| Document Number | 0000028177 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 2020028177 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $414,027 (+2%) Land $104,886 Building $309,141 | |
| 2025 | $4,511.00 (+7.25%) | $405,910 (+4.04%) Land $102,830 Building $303,080 |
| 2023 | $4,206.00 (+1.32%) | $390,150 Land $98,838 Building $291,312 |
| 2022 | $4,151.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.4% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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