Merced County property record for 1393 E North Bear Creek Dr, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,709 sqft · built 1978 |
| Lot Size | 0.348 acres (15,160 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $510,000 (Aug 2023) |
| Tax Bill | $5,828 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Mar 2021 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-230-026-000 |
| Primary APN | 007-230-026-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,709 sqft Living Area |
| Gross Area | 3,406 sqft |
| 1st Floor Area | 2,709 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 15,160 sqft (0.348 acres) |
| Garage Type | Attached |
| Garage Area | 697 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 24 sqft |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 007-230-026 |
|---|---|
| Street Address | 1393 E NORTH BEAR CREEK DR |
| City | MERCED |
| State | CA |
| Zip | 95340-2531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | MISSION TRAILS LOT 4 |
| Legal Subdivision | MISSION TRAILS |
| Legal Lot Number | 4 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 1200 |
1393 E North Bear Creek Dr is owned and occupied by two individuals who bought it in August 2023.
Source: Merced County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1393 E NORTH BEAR CREEK DR, MERCED, CA 95340-2531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 22, 2023 | Grant Deed, Transfer · Conventional Mortgage PRIMARY PARTNERS |
| Mar 22, 2021 | Intrafamily Transfer, Transfer |
| Jan 27, 2020 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Jan 27, 2020 | Deed of Trust, Mortgage PREMIUM SECURITY INC |
| Nov 15, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Nov 15, 2018 | Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2023 · Amount on File |
| Deed Sale | Aug 22, 2023 · Amount on File |
| Prior Sale | Apr 9, 2010 · Amount on File |
| Deed Document Number | 202319784 |
| Prior Transfer Date | Aug 15, 2023 |
| Prior Transfer Doc | 0000019783 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Aug 22, 2023 |
| Property Address | 1393 E NORTH BEAR CREEK DR, MERCED, CA 95340-2531 |
| Document Number | 0000019784 |
| Map Reference | VOL 19 PG 20&21 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 2023019784 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2023 |
| Title Company | TRANSCOUNTY TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1393 E NORTH BEAR CREEK DR, MERCED, CA 95340-2531 |
| Document Number | 0000019785 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | 2023019785 |
| Name | PRIMARY PARTNERS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Sep 1, 2028 |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.75% |
| Max Rate | 9.75% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Mar 22, 2021 |
| Property Address | 1393 E NORTH BEAR CREEK DR, MERCED, CA 95340-2531 |
| Document Number | 0000012785 |
| Map Reference | VOL 19 PG 20&21 |
| Instrument Date | Feb 24, 2021 |
| Instrument | 2021012785 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 1393 E NORTH BEAR CREEK DR, MERCED, CA 95340-2531 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 1393 E NORTH BEAR CREEK DR, MERCED, CA 95340-2531 |
| Document Number | 0000003828 |
| Instrument Date | Jan 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2020 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1393 E NORTH BEAR CREEK DR MERCED CA 953402531, MERCED, CA 95340-2531 |
| Document Number | 0000003828 |
|---|---|
| Date | Jan 31, 2020 |
| Instrument | 3828 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.92% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 1393 E NORTH BEAR CREEK DR, MERCED, CA 95340-2531 |
| Document Number | 0000003827 |
| Instrument Date | Jan 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2020 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Name | Verified Name |
|---|---|
| Address | 1393 E NORTH BEAR CREEK DR MERCED CA 953402531, MERCED, CA 95340-2531 |
| Document Number | 0000003827 |
|---|---|
| Date | Jan 31, 2020 |
| Instrument | 3827 |
| Name | PREMIUM SECURITY INC |
|---|---|
| Address | 2625 N GREEN VALLEY PKWY # 270, HENDERSON, NV 89014-0276 |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.92% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 1393 E NORTH BEAR CREEK DR, MERCED, CA 95340-2531 |
| Document Number | 0000037490 |
| Instrument Date | Nov 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1393 E NORTH BEAR CREEK DR MERCED CA 953402531, MERCED, CA 95340-2531 |
| Document Number | 0000037490 |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 37490 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 900 Months |
| Due | Nov 19, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.39% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 1393 E NORTH BEAR CREEK DR, MERCED, CA 95340-2531 |
| Document Number | 0000037489 |
| Instrument Date | Nov 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1393 E NORTH BEAR CREEK DR MERCED CA 953402531, MERCED, CA 95340-2531 |
| Document Number | 0000037489 |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 37489 |
| Name | FINANCE OF AMERICA REVERSE |
|---|---|
| Address | TULSA, OK 74133 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 900 Months |
| Due | Nov 19, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.39% |
The 2025 property tax bill for 1393 E North Bear Creek Dr was $5,828, up 5.7% from the year before.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $530,604 (+2%) Land $124,848 Building $405,756 | |
| 2025 | $5,828.00 (+5.71%) | $520,200 Land $122,400 Building $397,800 |
| 2024 | $5,513.00 (-15.33%) | |
| 2023 | $6,511.00 (+68.24%) | $600,000 Land $105,000 Building $495,000 |
| 2022 | $3,870.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1393 E North Bear Creek Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1393 E North Bear Creek Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.4% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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