1541 Canopy Pasture Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1541 Canopy Pasture Dr, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,012 sqft · built 2008
Lot Size	0.225 acres (9,801 sqft)
Owner	2 Individual Names on Record
Last Sale	$620,000 (Sep 2022)
Tax Bill	$6,841 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`17-25-31-3164-0001-0760`

Property Details

APN / Parcel Number

Primary APN	`17-25-31-3164-0001-0760`
Alternative APNs	`253117316400010760` `157651`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,012 sqft Living Area
Gross Area	4,011 sqft
1st Floor Area	3,012 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,801 sqft (0.225 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	619 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	36 sqft
Porch	Finished/Open Porch
Porch Area	380 sqft
Deck Area	521 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1541 CANOPY PASTURE DR
City	SAINT CLOUD
State	FL
Zip	34771-8889
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	EAST LAKE PARK PH 3-5 PB 20 PG 64-68 LOT 76
Legal Range	31E
Legal Township	25S
Legal Section	17
Legal Subdivision	EAST LAKE PARK PHS 3-5
Legal Phase	3-5
Legal Tract	3164
Legal Block	760
Legal Lot Number	76
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1031
Census Tract	43600

Owner

Source: Osceola County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1541 CANOPY PASTURE DR, SAINT CLOUD, FL 34771-8889
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Sep 16, 2022	Warranty Deed, Transfer · Conventional Mortgage PENTAGON FCU
Apr 7, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Dec 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINT MORTGAGE INC
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Apr 12, 2017	Warranty Deed, Transfer · Conventional Mortgage PRIORITY FINANCIAL NETWORK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2022 · Amount on Record
Deed Sale	Sep 16, 2022 · Amount on Record
Prior Sale	Apr 12, 2017 · Amount on Record
Deed Document Number	2022141368
Deed Book / Page	6287 / 1816
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	May 21, 2026
Property Address	1541 CANOPY PASTURE DR, SAINT CLOUD, FL 34771-8889
Document Number	0000067522
Book / Page	6975 / 1834
Instrument Date	May 16, 2026
Instrument	202667522
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1541 CANOPY PASTURE DR, SAINT CLOUD, FL 34771-8889

Mortgage

Document Number	0000067522,
Date	May 21, 2026
Book Page	6975/1834
Instrument	202667522

Lender

Name	LENDAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2036

Interest

Rate	6.3%
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 16, 2022
Property Address	1541 CANOPY PASTURE DR, SAINT CLOUD, FL 34771-8889
Document Number	0062871816
Book / Page	6287 / 1816
Map Reference	MB 20 PG 64-68
Instrument Date	Sep 15, 2022
Instrument	2022141368
Transaction Type	Transfer
Record Updated	Sep 30, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3609 VEGA CREEK DR, 3609, SAINT CLOUD, FL 34772-8383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1541 CANOPY PASTURE DR, SAINT CLOUD, FL 34771-8889

Mortgage

Document Number	0062871818
Date	Sep 16, 2022
Instrument	6287/1818

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Oct 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	Other
Max Rate	10.6%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1541 CANOPY PASTURE DR, SAINT CLOUD, FL 34771-8889
Transaction Type	Mortgage
Record Updated	Apr 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1541 CANOPY PASTURE DR, SAINT CLOUD, FL 34771-8889

Mortgage

Document Number	0061890535
Date	Apr 7, 2022
Book Page	6189/535
Instrument	2022055233

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 12, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1541 CANOPY PASTURE DR, SAINT CLOUD, FL 34771-8889
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NONA TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052591189
Date	Dec 27, 2017
Book Page	5259/1189
Instrument	2017183124

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company
Address	FISKDALE, MA 01518

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1541 CANOPY PASTURE DR, SAINT CLOUD, FL 34771-8889
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057182161
Date	May 6, 2020
Book Page	5718/2161
Instrument	2020060995

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 12, 2017
Property Address	1541 CANOPY PASTURE DR, SAINT CLOUD, FL 34771-8889
Document Number	0051310596
Book / Page	5131 / 0596
Map Reference	MB20 PG64-68
Instrument Date	Apr 5, 2017
Instrument	2017054712
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	EQUITABLE TITLE OF CELEBRATI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,589.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1431 RIVIERA DR, 1431, KISSIMMEE, FL 34744-6647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10002 BEGOVICH CT, SUMMERVILLE, SC 29483-5380

Mortgage

Document Number	0051310598
Date	Apr 12, 2017
Instrument	5131/0598

Lender

Name	PRIORITY FINANCIAL NETWORK
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,841.00 (+1.77%) Homeowner's exemption	$483,200 (+1.3%) Land $95,000 Building $388,200	$483,200 (+1.3%) Land $95,000 Building $388,200
2023	$6,722.00 (+46.83%) Homeowner's exemption	$477,000 (+46.1%) Land $95,000 Building $382,000	$477,000 (+14.86%) Land $95,000 Building $382,000
2022	$4,578.00 Homeowner's exemption	$326,485	$415,300 Land $68,000 Building $347,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 278 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 in force
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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