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1521 Canopy Pasture Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1521 Canopy Pasture Dr, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,012 sqft · built 2008
Lot Size0.225 acres (9,801 sqft)
OwnerIndividual Name on File
Last Sale$366,500 (Aug 2017)
Tax Bill$3,795 (2025)
Deeds & MortgagesMay 2020 Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN157652

Property Details

APN / Parcel Number

Primary APN157652
Alternative APN
  • 172531316400010770

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,012 sqft Heated Area
Gross Area3,913 sqft
1st Floor Area3,012 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,801 sqft (0.225 acres)
Lot Dimensions125 ft deep x 78.5 ft wide
Garage TypeFinished
Garage Area619 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area282 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number157652
Street Address1521 CANOPY PASTURE DR
CitySAINT CLOUD
StateFL
Zip34771-8889
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionEAST LAKE PARK PH 3-5 PB 20 PG 64-68 LOT 77
Legal Range31E
Legal Township25S
Legal Section17
Legal SubdivisionEAST LK PK PH 3-5
Legal Phase3-5
Legal Tract3164
Legal Block1
Legal Lot Number77
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1031
Census Tract43600

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1521 CANOPY PASTURE DR, SAINT CLOUD, FL 34771-8889
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
Aug 14, 2017Warranty Deed, Transfer · Conventional Mortgage
CHRISTENSEN FINANCIAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2017 · Amount on File
Deed SaleAug 14, 2017 · Amount on File
Prior SaleOct 19, 2015 · Amount on File
Deed Document Number2017117485
Deed Book / Page5194 / 0954
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1521 CANOPY PASTURE DR, SAINT CLOUD, FL 34771-8889
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057201773
DateMay 11, 2020
Book Page5720/1773
Instrument2020062521
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 14, 2017
Property Address1521 CANOPY PASTURE DR, SAINT CLOUD, FL 34771-8889
Document Number0051940954
Book / Page5194 / 0954
Map ReferenceMB20 PG64-68
Instrument DateAug 10, 2017
Instrument2017117485
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyABSOLUTE TITLE OF CENTRAL FL

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,565.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address416 POINSETTIA RD, 416, MELBOURNE BEACH, FL 32951-2134

Transferred To (Grantee/Buyer)

NameVerified Name
Address1521 CANOPY PASTURE DR, SAINT CLOUD, FL 34771-8889

Mortgage

Document Number0051940956
DateAug 14, 2017
Instrument5194/0956
Lender
NameCHRISTENSEN FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,795.00 (+7.48%) Homeowner's exemption$263,391 (+5.99%)$465,300 (+1.55%) Land $95,000 Building $370,300
2023$3,531.00 (+4.25%) Homeowner's exemption$248,513 (+3%)$458,200 (+15.85%) Land $95,000 Building $363,200
2022$3,387.00 Homeowner's exemption$241,275$395,500 Land $68,000 Building $327,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 278 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 60% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink, Xfinity.

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