1541 10th St S, Fargo, ND 58103 Property Records

Cass County property record for 1541 10th St S, Fargo, ND 58103

Property Summary

Property Type	Single Family Home
Details	1,197 sqft · built 1949
Lot Size	0.178 acres (7,750 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Jun 2023)
Tax Bill	$447 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`01-1400-03580-000`

Property Details

APN / Parcel Number

Primary APN	`01-1400-03580-000`

Interior

Stories	1 Story
Building Area	1,197 sqft Living Area
1st Floor Area	1,197 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	7,750 sqft (0.178 acres)
Lot Dimensions	155 ft deep x 50 ft wide

Location & Zoning

Street Address	1541 10TH ST S
City	FARGO
State	ND
Zip	58103-4122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	LOT: 11 BLOCK: 20 ADDITION: HUNTINGTONS ADDITIONAL: HUNTINGTONS LOT 11 BLK 20
Legal Subdivision	HUNTINGTONS
Legal Block	20
Legal Lot Number	11
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	3
Census Block	3019
Census Tract	901

Owner

1541 10th St S is owned and occupied by an individual who bought it in June 2023.

Source: Cass County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1541 10TH ST S, FARGO, ND 58103-4122
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Warranty Deed, Transfer · Conventional Mortgage CAPITAL CU
Feb 23, 2021	Warranty Deed, Transfer · FHA Mortgage BELL BANK
Aug 25, 2020	Personal Representative Deed, Transfer · Line of Credit FIRST INTERNATIONAL BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2023 · Amount on File
Deed Sale	Jun 30, 2023 · Amount on File
Prior Sale	Feb 23, 2021 · Amount on File
Deed Document Number	20231692360
Prior Transfer Date	Jan 9, 2012
Prior Transfer Doc	0001342217
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jun 30, 2023
Property Address	1541 10TH ST S, FARGO, ND 58103-4122
Document Number	0001692360
Instrument Date	Jun 30, 2023
Instrument	1692360
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	TITLE COMPANY/WARREN, TITLE COMPANY RESIDENTIAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1541 10TH ST S, FARGO, ND 58103-4122

Mortgage

Document Number	0001692361
Date	Jun 30, 2023
Instrument	1692361

Lender

Name	CAPITAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Feb 23, 2021
Property Address	1541 10TH ST S, FARGO, ND 58103-4122
Document Number	0001623224
Instrument Date	Feb 19, 2021
Instrument	1623224
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	THE TITLE SERVICES GROUP, THE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1541 10TH ST S, FARGO, ND 58103-4122
Investor	Possibly a Property Investor

Mortgage

Document Number	0001623225
Date	Feb 23, 2021
Instrument	1623225

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

August 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CASS ND
Recording Date	Aug 25, 2020
Property Address	1541 10TH ST S, FARGO, ND 58103-4122
Document Number	0001602881
Instrument Date	Aug 20, 2020
Instrument	1602881
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	ONPOINT TITLE SERVICES LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3369 45TH ST S, FARGO, ND 58104-8988
Investor	Possibly a Property Investor

Mortgage

Document Number	0001602882
Date	Aug 25, 2020
Instrument	1602882

Lender

Name	FIRST INTERNATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 20, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1541 10th St S was $447.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$447.00	$118,800 Land $40,500 Building $78,300	$237,600 Land $81,000 Building $156,600
2023	$2,186.00 (-35.27%)	$111,050 (+2.02%) Land $40,500 Building $70,550	$222,100 (+2.02%) Land $81,000 Building $141,100
2022	$3,377.00	$108,850 Land $40,500 Building $68,350	$217,700 Land $81,000 Building $136,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1541 10th St S in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1997–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1541 10th St S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Otter Tail Telecom, Verizon.

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