1538 10th St S, Fargo, ND 58103 Property Records

Cass County property record for 1538 10th St S, Fargo, ND 58103

Property Summary

Property Type	Single Family Home
Details	1,304 sqft · built 1951
Lot Size	0.222 acres (9,688 sqft)
Owner	Individual Name on File
Last Sale	$246,000 (Sep 2021)
Tax Bill	$4,673 (2025)
Deeds & Mortgages	Sep 2021 Transfer Sep 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01-1400-03400-000`

Property Details

APN / Parcel Number

Primary APN	`01-1400-03400-000`

Interior

Stories	1 Story
Building Area	1,304 sqft Living Area
1st Floor Area	1,304 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	9,688 sqft (0.222 acres)
Lot Dimensions	155 ft deep x 63 ft wide

Location & Zoning

Street Address	1538 10TH ST S
City	FARGO
State	ND
Zip	58103-4123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	LOT: 16 BLOCK: 19 ADDITION: HUNTINGTONS ADDITIONAL: HUNTINGTONS N 12 1/2' LOT 16 BLK 19 AND ALL LOT 17
Legal Subdivision	HUNTINGTONS
Legal Block	19
Legal Lot Number	16-17
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	3
Census Block	3018
Census Tract	901

Owner

1538 10th St S is owned and occupied by an individual who bought it in September 2021.

Source: Cass County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1538 10TH ST S, FARGO, ND 58103-4123
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Affidavit of Death of Joint Tenant, Transfer TITLE COMPANY/WARREN, TITLE COMPANY RESIDENTIAL
Sep 14, 2021	Warranty Deed, Transfer · Conventional Mortgage GATE CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2021 · Amount on File
Deed Sale	Sep 14, 2021 · Amount on File
Prior Sale	Nov 22, 2005 · Amount on File
Deed Document Number	20211645148
Record Updated	Jun 8, 2026

September 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CASS ND
Recording Date	Sep 14, 2021
Property Address	1538 10TH ST S, FARGO, ND 58103-4123
Document Number	0001645147
Instrument Date	Sep 14, 2021
Instrument	1645147
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	TITLE COMPANY/WARREN, TITLE COMPANY RESIDENTIAL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Sep 14, 2021
Property Address	1538 10TH ST S, FARGO, ND 58103-4123
Document Number	0001645148
Instrument Date	Sep 9, 2021
Instrument	1645148
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	THE TITLE COMPANY/HOMESTEAD, THE TITLE CO RESIDENTIAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1538 10TH ST S, FARGO, ND 58103-4123

Mortgage

Document Number	0001645149
Date	Sep 14, 2021
Instrument	1645149

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1538 10th St S was $4,673.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,673.00	$137,000 Land $47,150 Building $89,850	$274,000 Land $94,300 Building $179,700
2023	$4,412.00	$128,050 Land $47,150 Building $80,900	$256,100 Land $94,300 Building $161,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1538 10th St S in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1997–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1538 10th St S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 90% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Otter Tail Telecom, Verizon.

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