15405 Spring Winds Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 15405 Spring Winds Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,160 sqft · built 2022
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$144,000 (Dec 2021)
Tax Bill	$16,166 (2024)
Deeds & Mortgages	Apr 2022 Construction Loan Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`29-10-18-005-028.000-015`

Property Details

APN / Parcel Number

Primary APN	`29-10-18-005-028.000-015`
Alternative APN	`0810180005028000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	21 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,160 sqft Living Area
1st Floor Area	2,533 sqft
Basement Area	2,533 sqft
Finished Basement	1,627 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	1,426 sqft
Parking Spaces	5 Parking Spaces
Pool Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0810180005028000
Street Address	15405 SPRING WINDS DR
City	CARMEL
State	IN
Zip	46033-4207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .50, SECTION 18, TOWNSHIP 18, RANGE 4, MAPLE RIDGE, REPLAT INFORMATION: BLOCKS B & C SEC 1, SECTION 3 & 4, LOT 28, IR
Legal Block	B
Legal Lot Number	28
Jurisdiction	HAMILTON IN
Township / Civil Division	WESTFIELD WASHINGTON
Census Block Group	1
Census Block	1015
Census Tract	110405

Owner

15405 Spring Winds Dr is owned and occupied by an individual who bought it in December 2021.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	15405 SPRING WINDS DR, CARMEL, IN 46033-4207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Construction Mortgage ELEMENTS FINANCIAL FCU
Dec 8, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2021 · Amount on File
Deed Sale	Dec 8, 2021 · Amount on File
Deed Document Number	0000087946
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	15405 SPRING WINDS DR, CARMEL, IN 46033-4207
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018765
Date	Apr 13, 2022
Instrument	2022018765

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union
Address	INDIANAPOLIS, IN 46202

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Apr 1, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Dec 8, 2021
Property Address	15405 SPRING WINDS DR, CARMEL, IN 46033-4207
Document Number	0000087946
Map Reference	CAB 5 SL 924
Instrument Date	Dec 8, 2021
Instrument	2021087946
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 SPRING LAKE DR, WESTFIELD, IN 46074-8165

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Westfield Washington Township
Municipality	Westfield City
Unified School District	Westfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,405,700 (+3.39%) Land $144,100 Building $1,261,600	$1,405,700 (+3.39%) Land $144,100 Building $1,261,600
2024	$16,166.00 (+51.75%)	$1,359,600 (+47.29%) Land $144,100 Building $1,215,500	$1,359,600 (+47.29%) Land $144,100 Building $1,215,500
2023	$10,653.00 (+224.89%)	$923,100 (+540.6%) Land $144,100 Building $779,000	$923,100 (+540.6%) Land $144,100 Building $779,000
2022	$3,279.00	$144,100 Land $144,100	$144,100 Land $144,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15405 Spring Winds Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15405 Spring Winds Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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