15404 Spring Winds Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 15404 Spring Winds Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 5,126 sqft · built 2020
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$162,000 (May 2019)
Tax Bill	$13,640 (2024)
Deeds & Mortgages	Jun 2021 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-18-008-026.000-015`

Property Details

APN / Parcel Number

Primary APN	`29-10-18-008-026.000-015`
Alternative APN	`0810180008026000`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	5,126 sqft Living Area
Basement Area	1,778 sqft
Finished Basement	1,481 sqft
Game Room	Game Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Roof Material	Asphalt
Lot Area	26,136 sqft (0.6 acres)
Garage Type	Attached
Garage Area	990 sqft
Parking Spaces	3 Parking Spaces
Pool Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0810180008026000
Street Address	15404 SPRING WINDS DR
City	CARMEL
State	IN
Zip	46033-4207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .60, SECTION 18, TOWNSHIP 18, RANGE 4, MAPLE RIDGE, REPLAT INFORMATION: BLOCKS B & C SEC 1, SECTION 3 & 4, LOT 54, IR
Legal Subdivision	MAPLE RDG SECS 3&4
Legal Block	B
Legal Lot Number	54
Jurisdiction	HAMILTON IN
Township / Civil Division	WESTFIELD WASHINGTON
Census Block Group	1
Census Block	1015
Census Tract	110405

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15404 SPRING WINDS DR, CARMEL, IN 46033-4207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · Line of Credit THE NATIONAL BANK OF INDIANAPOLIS
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE NATIONAL BANK OF INDIANAPOLIS
Jun 28, 2021	Deed of Trust, Mortgage · Line of Credit THE NATIONAL BANK OF INDIANAPOLIS
May 28, 2019	Warranty Deed, Transfer NEAR NORTH TITLE GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2019 · Amount on Record
Deed Sale	May 28, 2019 · Amount on Record
Deed Document Number	2019021695
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	15404 SPRING WINDS DR, CARMEL, IN 46033-4207
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021041948
Date	Jun 7, 2021
Instrument	2021041948

Lender

Name	THE NATIONAL BANK OF INDIANAPOLIS
Type	Bank
Address	INDIANAPOLIS, IN 46204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	112 Months
Due	Oct 15, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	15404 SPRING WINDS DR, CARMEL, IN 46033-4207
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020073490
Date	Oct 14, 2020
Instrument	2020073490

Lender

Name	THE NATIONAL BANK OF INDIANAPOLIS
Type	Bank
Address	INDIANAPOLIS, IN 46204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	15404 SPRING WINDS DR, CARMEL, IN 46033-4207
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021047144
Date	Jun 28, 2021
Instrument	2021047144

Lender

Name	THE NATIONAL BANK OF INDIANAPOLIS
Type	Bank
Address	INDIANAPOLIS, IN 46204

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	May 28, 2019
Property Address	15404 SPRING WINDS DR, CARMEL, IN 46033-4207
Document Number	0000021695
Instrument Date	May 23, 2019
Instrument	21695
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13039 BRIGHTON AVE CARMEL IN 460329672, CARMEL, IN 46032-9672

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Westfield Washington Township
Municipality	Westfield City
Unified School District	Westfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,227,700 (-0.62%) Land $162,000 Building $1,065,700	$1,227,700 (-0.62%) Land $162,000 Building $1,065,700
2024	$13,640.00 (-9.02%)
2023	$14,993.00 (-0.17%) Homeowner's exemption	$1,235,300 (+1.61%) Land $162,000 Building $1,073,300	$1,235,300 (+1.61%) Land $162,000 Building $1,073,300
2022	$15,019.00 Homeowner's exemption	$1,215,700 Land $162,000 Building $1,053,700	$1,215,700 Land $162,000 Building $1,053,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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