15405 Round Tree Rd, Valley Center, CA 92082 Property Records

San Diego County property record for 15405 Round Tree Rd, Valley Center, CA 92082

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,616 sqft · built 1981
Lot Size2.68 acres (116,741 sqft)
OwnerCompany Name on Record
Tax Bill$4,784 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN189-041-19-00

Property Details

APN / Parcel Number

Primary APN189-041-19-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area2,616 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialTile
Lot Area116,741 sqft
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHeat Pump
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address15405 ROUND TREE RD
CityVALLEY CENTER
StateCA
Zip92082-6626
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionLOT 13 TR 007859
Legal SubdivisionVALLEY CENTER ESTATES
Legal Tract007859
Legal Block2
Legal Lot Number13
JurisdictionSAN DIEGO CA
Township / Civil DivisionVALLEY CENTER
Census Block Group2
Census Block2002
Census Tract19111

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address15405 ROUND TREE RD, VALLEY CENTER, CA 92082-6626
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 2, 1995
Transfer Doc0000510866
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address15405 ROUND TREE RD, VALLEY CENTER, CA 92082-6626
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000408878
DateJul 27, 2020
Instrument2020-0408878
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2035

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictValley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$426,481 (+2%) Land $138,017 Building $288,464
2025$4,784.00 (+4.71%) Homeowner's exemption$418,119 (+4.04%) Land $135,311 Building $282,808
2023$4,569.00 (+1.87%) Homeowner's exemption$401,884 Land $130,057 Building $271,827
2022$4,485.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2020–2023)
Most Recent ClaimMar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 90% of the US · above 73% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVALLEY CENTER MWD
serves 30,166 people · EPA ID CA3710026
Water SourcePurchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State InspectionApr 2021
Lead4 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
San Diego Broadband
Fixed Wireless
500 / 100

May also be available: Verizon.

Nearby Properties on Round Tree Rd

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