Wright County property record for 15400 75th Cir NE, Otsego, MN 55330
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,624 sqft · built 2020 |
| Lot Size | 0.257 acres (11,225 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $446,942 (Mar 2021) |
| Tax Bill | $5,380 (2026) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Jun 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 118-297-001280 |
| Primary APN | 118-297-001280 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,624 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 11,225 sqft (0.257 acres) |
| Garage Type | Attached |
| Garage Area | 860 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 15400 75TH CIR NE |
|---|---|
| City | ELK RIVER |
| State | MN |
| Zip | 55330-1036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-27 TWP-121 RANGE-023 BOULDER CREEK 2ND ADDITION LOT-028 BLOCK-001 BLOCK-001 |
| Legal Range | 023 |
| Legal Township | 121 |
| Legal Section | 27 |
| Legal Subdivision | BOULDER CREEK |
| Legal Block | 1 |
| Legal Lot Number | 28 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | OTSEGO |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 100101 |
15400 75th Cir NE is owned and occupied by two individuals who bought it in March 2021.
Source: Wright County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15400 75TH CIR NE, ELK RIVER, MN 55330-1036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Jun 4, 2018 | Grant Deed, Transfer TITLE RECORDING SERVICES, TITLE RECORDING SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2021 · Amount on File |
| Deed Sale | Mar 24, 2021 · Amount on File |
| Prior Sale | Jun 4, 2018 · Amount on File |
| Deed Document Number | 20211463728 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Mar 24, 2021 |
| Property Address | 15400 75TH CIR NE, OTSEGO, MN 55330-1036 |
| Document Number | 0001463728 |
| Instrument Date | Mar 18, 2021 |
| Instrument | 1463728 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | TRANSOHIO RESIDENTIAL TITLE, TRANSOHIO RESIDENTIAL TTL MN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,474.91 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 15400 75TH CIR NE, OTSEGO, MN 55330-1036 |
| Document Number | 0001463729 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 1463729 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Jun 4, 2018 |
| Property Address | 15400 75TH CIR NE, OTSEGO, MN 55330-1036 |
| Document Number | 0001371492 |
| Instrument Date | Apr 24, 2018 |
| Instrument | 1371492 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2018 |
| Title Company | TITLE RECORDING SERVICES, TITLE RECORDING SVCS |
| Amount | Amount on Record |
|---|---|
| Tax | $12,555.58 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 941 HILLWIND RD NE #300 FRIDLEY MN 554325965, 300, FRIDLEY, MN 55432-5965 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 15400 75th Cir NE was $5,380.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | Otsego City |
| Unified School District | Elk River School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,380.00 | $479,300 (-0.35%) Land $100,000 Building $379,300 | $479,300 (-0.35%) Land $100,000 Building $379,300 |
| 2025 | $481,000 Land $115,000 Building $366,000 | $481,000 Land $115,000 Building $366,000 | |
| 2023 | $5,352.00 (+105.53%) | $513,500 Land $102,000 Building $411,500 | $513,500 Land $102,000 Building $411,500 |
| 2022 | $2,604.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15400 75th Cir NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 15400 75th Cir NE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Otsego serves 19,000 people · EPA ID MN1860026 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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