Wright County property record for 15306 75th Cir NE, Otsego, MN 55330
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 2,650 sqft · built 2018 |
| Lot Size | 0.215 acres (9,391 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (May 2026) |
| Tax Bill | $5,470 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Dec 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 118-297-001200 |
| Primary APN | 118-297-001200 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,650 sqft Living Area |
| 1st Floor Area | 1,436 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 9,391 sqft (0.215 acres) |
| Garage Type | Attached |
| Garage Area | 945 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 15306 75TH CIR NE |
|---|---|
| City | ELK RIVER |
| State | MN |
| Zip | 55330-1034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-27 TWP-121 RANGE-023 BOULDER CREEK 2ND ADDITION LOT-020 BLOCK-001 BLOCK-001 |
| Legal Range | 023 |
| Legal Township | 121 |
| Legal Section | 27 |
| Legal Subdivision | BOULDER CREEK |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | OTSEGO |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 100101 |
15306 75th Cir NE is owned and occupied by two individuals who bought it in May 2026.
Source: Wright County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15306 75TH CIR NE, ELK RIVER, MN 55330-1034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2026 | Warranty Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL |
| Dec 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CLASS MORTGAGE V INC |
| Sep 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CLASS MORTGAGE V INC |
| Feb 5, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST CLASS MORTGAGE V INC |
| Nov 30, 2017 | Grant Deed, Transfer DCA TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2026 · Amount on File |
| Deed Sale | May 21, 2026 · Amount on File |
| Prior Sale | Feb 5, 2019 · Amount on File |
| Deed Document Number | 20261603188 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | May 21, 2026 |
| Property Address | 15306 75TH CIR NE, ELK RIVER, MN 55330-1034 |
| Document Number | 0001603188 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 20261603188 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $166,650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 15306 75TH CIR NE, ELK RIVER, MN 55330-1034 |
| Document Number | 0001603189, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 20261603189 |
| Name | ALERUS FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 15306 75TH CIR NE, OTSEGO, MN 55330-1034 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Title Company | EXECUTIVE TITLE TAYLOR |
| Name | Verified Name |
|---|
| Document Number | 0001453195 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 1453195 |
| Name | FIRST CLASS MORTGAGE V INC |
|---|---|
| Type | Mortgage Company |
| Address | OSSEO, MN 55369 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 15306 75TH CIR NE, OTSEGO, MN 55330-1034 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | EXECUTIVE TITLE TAYLOR |
| Name | Verified Name |
|---|
| Document Number | 0001406615 |
|---|---|
| Date | Sep 26, 2019 |
| Instrument | 1406615 |
| Name | FIRST CLASS MORTGAGE V INC |
|---|---|
| Type | Mortgage Company |
| Address | OSSEO, MN 55369 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Feb 5, 2019 |
| Property Address | 15306 75TH CIR NE, OTSEGO, MN 55330-1034 |
| Document Number | 0001389204 |
| Instrument Date | Jan 11, 2019 |
| Instrument | 1389204 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Title Company | NORTH AMERICAN TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,348.66 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 15306 75TH CIR NE, OTSEGO, MN 55330-1034 |
| Document Number | 0001389205 |
|---|---|
| Date | Feb 5, 2019 |
| Instrument | 1389205 |
| Name | FIRST CLASS MORTGAGE V INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Nov 30, 2017 |
| Property Address | 15306 75TH CIR NE, OTSEGO, MN 55330-1034 |
| Document Number | 0001359119 |
| Instrument Date | Nov 22, 2017 |
| Instrument | 1359119 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | DCA TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $2,754.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7599 ANAGRAM DR EDEN PRAIRIE MN 553447399, EDEN PRAIRIE, MN 55344-7399 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 15306 75th Cir NE was $5,470.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | Otsego City |
| Unified School District | Elk River School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,470.00 | $514,200 (+4.75%) Land $100,000 Building $414,200 | $514,200 (+4.75%) Land $100,000 Building $414,200 |
| 2025 | $490,900 Land $115,000 Building $375,900 | $490,900 Land $115,000 Building $375,900 | |
| 2023 | $5,382.00 (-0.48%) | $521,600 Land $102,000 Building $419,600 | $521,600 Land $102,000 Building $419,600 |
| 2022 | $5,408.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15306 75th Cir NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 15306 75th Cir NE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Otsego serves 19,000 people · EPA ID MN1860026 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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