1540 Wagner Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 1540 Wagner Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 3,824 sqft · built 1977
Lot Size	0.209 acres (9,100 sqft)
Owner	Individual Name on Record
Last Sale	$730,000 (Nov 2019)
Tax Bill	$11,605 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`487-680-22-00`

Property Details

APN / Parcel Number

Primary APN	`487-680-22-00`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Total Rooms	7 Rooms
Building Area	3,824 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	9,100 sqft (0.209 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1540 WAGNER DR
City	EL CAJON
State	CA
Zip	92020-2975
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-9
Legal Description	LOT 50 TR 007941
Legal Subdivision	FLETCHER TERRACE
Legal Tract	007941
Legal Block	2
Legal Lot Number	50
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	16100

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1540 WAGNER DR, EL CAJON, CA 92020-2975
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 5, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Nov 5, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2019 · Amount on Record
Deed Sale	Nov 5, 2019 · Amount on Record
Deed Document Number	2019508503
Prior Transfer Date	Nov 4, 2019
Prior Transfer Doc	0000508504
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1540 WAGNER DR, EL CAJON, CA 92020-2975
Transaction Type	Mortgage
Record Updated	Aug 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 WAGNER DR, EL CAJON, CA 92020-2975

Mortgage

Document Number	0000572610
Date	Aug 11, 2021
Instrument	2021-0572610

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 5, 2019
Property Address	1540 WAGNER DR, EL CAJON, CA 92020-2975
Document Number	0000508504
Instrument Date	Nov 4, 2019
Instrument	508504
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	109 FEATHER FALLS CIR FOLSOM CA 956307162, FOLSOM, CA 95630-7162

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 5, 2019
Property Address	1540 WAGNER DR, EL CAJON, CA 92020-2975
Document Number	0000508503
Instrument Date	Oct 25, 2019
Instrument	508503
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$803.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	109 FEATHER FALLS CIR FOLSOM CA 956307162, FOLSOM, CA 95630-7162

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$864,201 (+2%) Land $334,654 Building $529,547
2025	$11,605.00 (+13.75%) Homeowner's exemption	$847,257 (+4.04%) Land $328,093 Building $519,164
2023	$10,202.00 (+3.82%) Homeowner's exemption	$814,358 Land $315,353 Building $499,005
2022	$9,827.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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