Flathead County property record for 1540 Karrow Ave, Whitefish, MT 59937
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,041 sqft · built 2004 |
| Lot Size | 7.6 acres (331,056 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,902,500 (Oct 2020) |
| Tax Bill | $12,833 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0799469 |
| Primary APN | R0799469 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,041 sqft Living Area |
| 1st Floor Area | 2,562 sqft |
| 2nd Floor Area | 1,479 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 960 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 331,056 sqft (7.6 acres) |
| Garage Area | 752 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 934 sqft |
| Deck Area | 80 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Greenhouse | 140 sqft |
| Lean-To | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000979455 |
|---|---|
| Street Address | 1540 KARROW AVE |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-8245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOST COON LAKE, S02, T30 N, R22 W, LOT 3 |
| Legal Range | 22W |
| Legal Township | 30N |
| Legal Section | 02 |
| Legal Subdivision | LOST COON LAKE |
| Legal Lot Number | 3 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 402 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1540 KARROW AVE, WHITEFISH, MT 59937-8245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2020 · Amount on Record |
| Deed Sale | Oct 9, 2020 · Amount on Record |
| Prior Sale | Apr 28, 2006 |
| Deed Document Number | 202033931 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Oct 9, 2020 |
| Property Address | 1540 KARROW AVE, WHITEFISH, MT 59937-8245 |
| Document Number | 202000033931 |
| Instrument Date | Oct 5, 2020 |
| Instrument | 202000033931 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8019 46TH AVE SW, SEATTLE, WA 98136-2225 |
| Document Number | 202000033932 |
|---|---|
| Date | Oct 9, 2020 |
| Instrument | 202000033932 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,833.00 (-7.94%) | $2,787,200 (+26.74%) | |
| 2025 | $2,787,200 (+26.74%) Land $653,840 Building $2,133,360 | ||
| 2023 | $13,940.00 | $2,199,200 | $2,199,200 Land $520,260 Building $1,678,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2015 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 69% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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