Flathead County property record for 1520 Karrow Ave, Whitefish, MT 59937
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 3,088 sqft · built 2005 |
| Lot Size | 11.9 acres (521,849 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,703 (2023) |
| Deeds & Mortgages | Aug 2018 Mortgage Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0799467 |
| Primary APN | R0799467 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,088 sqft Living Area |
| Gross Area | 7,088 sqft |
| 1st Floor Area | 3,088 sqft |
| Basement Area | 4,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Prefabricated |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 521,849 sqft (11.9 acres) |
| Garage Type | Mixed |
| Parking Spaces | 29 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 335 sqft |
| Shed | 1 Shed |
| Shed Area | 352 sqft |
| Lean-To | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000979453 |
|---|---|
| Street Address | 1520 KARROW AVE |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-8245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOST COON LAKE, S02, T30 N, R22 W, LOT 1, ASSR #0000979453 |
| Legal Range | 22W |
| Legal Township | 30N |
| Legal Section | 02 |
| Legal Quarter | SE |
| Legal Subdivision | LOST COON LAKE |
| Legal Lot Number | 1 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 402 |
Source: Flathead County assessment roll, as of December 31, 2022
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1520 KARROW AVE, WHITEFISH, MT 59937-8245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK |
| Jun 21, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Aug 20, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 24, 2015 |
| Deed Sale | Nov 24, 2015 |
| Prior Sale | Aug 20, 2018 |
| Deed Document Number | 201500027270 |
| Last Transfer Date | Jun 21, 2022 |
| Transfer Doc | 202200015524 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 1520 KARROW AVE, WHITEFISH, MT 59937-8245 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | ALLIANCE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 201800021042 |
|---|---|
| Date | Aug 31, 2018 |
| Instrument | 201800021042 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | WHITEFISH, MT 59937 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jun 21, 2022 |
| Property Address | 1520 KARROW AVE, WHITEFISH, MT 59937-8245 |
| Document Number | 202200015524 |
| Instrument Date | Jun 15, 2022 |
| Instrument | 202200015524 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1520 KARROW AVE, WHITEFISH, MT 59937-8245 |
| Document Number | 202200015525 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 202200015525 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Aug 20, 2018 |
| Property Address | 1520 KARROW AVE, WHITEFISH, MT 59937-8245 |
| Document Number | 201800019580 |
| Instrument Date | Aug 15, 2018 |
| Instrument | 201800019580 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1520 KARROW AVE, WHITEFISH, MT 59937-8245 |
| Document Number | 201800019581 |
|---|---|
| Date | Aug 20, 2018 |
| Instrument | 201800019581 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: Flathead County assessment roll, as of December 31, 2022
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $7,703.00 | $1,252,048 | $1,252,048 Land $619,248 Building $632,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2015 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 69% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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