San Joaquin County property record for 1540 Franklin Ave, Tracy, CA 95376
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,547 sqft · built 1957 |
| Lot Size | 0.197 acres (8,596 sqft) |
| Owner | Individual Name on File |
| Last Sale | $426,000 (Dec 2019) |
| Tax Bill | $5,290 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 233-405-050-000 |
| Primary APN | 233-405-050-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,547 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 8,596 sqft (0.197 acres) |
| Garage Type | Mixed |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1540 FRANKLIN AVE |
|---|---|
| City | TRACY |
| State | CA |
| Zip | 95376-3132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 09 |
| Legal Description | CITY/MUNI/TWP:TRACY SUBD:LINCOLN SQUARE MAP REF:MB 233 PG 40 |
| Legal Subdivision | LINCOLN SQUARE |
| Legal Tract | 435 |
| Legal Lot Number | 73 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 5309 |
Source: San Joaquin County records · APN 233-405-050-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1540 FRANKLIN AVE, TRACY, CA 95376-3132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VERITAS FUNDING LLC |
| Dec 26, 2019 | Grant Deed, Transfer · FHA Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 26, 2019 · Amount on Record |
| Deed Sale | Dec 26, 2019 · Amount on Record |
| Prior Sale | Oct 07, 2016 · Amount on Record |
| Deed Document Number | 2019-152864 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1540 FRANKLIN AVE, TRACY, CA 95376-3132 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Title Company | ORABGE COAST TITLE, ORANGE COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 1540 FRANKLIN AVE, TRACY, CA 95376-3132 |
| Document Number | 0000180671 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 2021-180671 |
| Name | VERITAS FUNDING LLC |
|---|---|
| Type | Lending Institution |
| Address | MIDVALE, UT 84047 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 26, 2019 |
| Property Address | 1540 FRANKLIN AVE, TRACY, CA 95376-3132 |
| Document Number | 0000152864 |
| Map Reference | MB 14 PG 96 |
| Instrument Date | Dec 23, 2019 |
| Instrument | 2019-152864 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1293 SIENNA PARK DR, TRACY, CA 95376-7905 |
| Document Number | 0000152865 |
|---|---|
| Date | Dec 26, 2019 |
| Instrument | 2019-152865 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Document Number | 0000152867 |
|---|---|
| Date | Dec 26, 2019 |
| Instrument | 2019-152867 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | BELLEVUE, WA 98006 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 25, 2049 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,290.00 (+10.32%) Homeowner's exemption | $465,889 (+4.04%) Land $131,235 Building $334,654 |
| 2023 | $4,795.00 (+2.11%) Homeowner's exemption | $447,800 Land $126,140 Building $321,660 |
| 2022 | $4,696.00 |
Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770053092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 219 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Zinnia Networks.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CITY OF TRACY serves 98,215 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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