154 Wiregrass Way, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 154 Wiregrass Way, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,845 sqft · built 2011
Lot Size	0.189 acres (8,237 sqft)
Owner	Company Name on File
Last Sale	$3,780,000 (Apr 2021)
Tax Bill	$29,157 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Apr 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`15-3S-19-25421-000-0030`

Property Details

APN / Parcel Number

Primary APN	`15-3S-19-25421-000-0030`
Alternative APNs	`15-319-25421-000-0030` `1025251`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,845 sqft Living Area
Gross Area	5,061 sqft
1st Floor Area	2,125 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	8,237 sqft (0.189 acres)
Garage Type	Detached
Garage Area	484 sqft
Driveway	Brick Driveway
Porch	Finished/Open Porch
Porch Area	732 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	154 WIREGRASS WAY
City	SANTA ROSA BEACH
State	FL
Zip	32459-7968
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CC
Legal Description	LOT 3 WIREGRASS MEADOWS AT WATERCOLOR PB 15-59 OR 2610-837 OR 2841-3004 OR 2878-3818 OR 2879-4979 OR 3079-2568 OR 3135-3572 OR 3191-4100 OR 3207-4365
Legal Range	019
Legal Township	03S
Legal Section	15
Legal Subdivision	WATERCOLOR
Legal Lot Number	3
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2034
Census Tract	950606

Owner

154 Wiregrass Way is owned by a company that bought it in April 2021.

Source: Walton County records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	4360 BROWNSBORO RD, 101, LOUISVILLE, KY 40207-1642
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Line of Credit EVANSVILLE TEACHERS FCU
Apr 7, 2021	Warranty Deed, Transfer · Conventional Mortgage EVANSVILLE TEACHERS FCU
Jul 19, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 4, 2019	Deed of Trust, Mortgage · ARM MORGAN STANLEY PRIVATE BANK NA
Mar 6, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jul 16, 2018	Warranty Deed, Transfer · ARM WESBANCO BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2021 · Amount on File
Deed Sale	Apr 7, 2021 · Amount on File
Prior Sale	Jul 16, 2018 · Amount on File
Deed Document Number	202116899
Deed Book / Page	3191 / 4100
Prior Transfer Date	Oct 25, 2011
Prior Transfer Doc	0028783816
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	154 WIREGRASS WAY, SANTA ROSA BEACH, FL 32459-7968
Transaction Type	Mortgage
Record Updated	Mar 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4360 BROWNSBORO RD 101, 101, LOUISVILLE, KY 40207-1642

Mortgage

Document Number	0032422123
Date	Mar 9, 2022
Book Page	3242/2123
Instrument	20220011215

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union
Address	EVANSVILLE, IN 47715

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	110 Months
Due	May 4, 2031

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 7, 2021
Property Address	154 WIREGRASS WAY, SANTA ROSA BEACH, FL 32459-7968
Document Number	0031914100
Book / Page	3191 / 4100
Map Reference	MB 15 PG 59
Instrument Date	Apr 5, 2021
Instrument	20210016899
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26,460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2766 BAKER PL, 2766, CINCINNATI, OH 45206-1820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4360 BROWNSBORO RD STE 101, 101, LOUISVILLE, KY 40207-1642

Mortgage

Document Number	0031914102
Date	Apr 7, 2021
Instrument	3191/4102

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 19, 2021
Property Address	154 WIREGRASS WAY, SANTA ROSA BEACH, FL 32459-7968
Document Number	0032074365
Book / Page	3207 / 4365
Map Reference	MB 15 PG 59
Instrument Date	Apr 5, 2021
Instrument	20210036191
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4360 BROWNSBORO RD STE 101, 4360, LOUISVILLE, KY 40207-1642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4360 BROWNSBORO RD STE 101, 101, LOUISVILLE, KY 40207-1642

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	154 WIREGRASS WAY, SANTA ROSA BEACH, FL 32459-7968
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BLUE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031170022
Date	Sep 4, 2019
Book Page	3117/0022
Instrument	20190030463

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.6%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	7.6%
Index	1-Year LIBOR
Max Rate	7.6%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 6, 2020
Property Address	154 WIREGRASS WAY, SANTA ROSA BEACH, FL 32459-7968
Document Number	0031353572
Book / Page	003135 / 003572
Instrument Date	Feb 14, 2020
Instrument	8377
Transaction Type	Transfer
Record Updated	May 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2766 BAKER PL CINCINNATI OH 452061820, CINCINNATI, OH 45206-1820

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 16, 2018
Property Address	154 WIREGRASS WAY, SANTA ROSA BEACH, FL 32459-7968
Document Number	0030792568
Book / Page	3079 / 2568
Map Reference	MB15 PG59
Instrument Date	Jul 16, 2018
Instrument	2018000023668
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	BLUE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4384 KINGS MOUNTAIN RDG, 4384, VESTAVIA, AL 35242-2242

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2766 BAKER PL, CINCINNATI, OH 45206-1820

Mortgage

Document Number	2018000023669
Date	Jul 16, 2018
Instrument	2018000023669

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Aug 1, 2033
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	9.25%
Index	1-Year CMT
Margin	3
Max Rate	9.25%

Tax Assessment & Valuation

The 2025 property tax bill for 154 Wiregrass Way was $29,157, down 2.6% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$29,157.00 (-2.62%)	$3,226,921 Land $829,000 Building $2,397,921	$3,226,921 Land $829,000 Building $2,397,921
2024	$29,942.00 (+6.29%)
2023	$28,171.00 (+2.87%)	$3,100,356 (+4.91%) Land $829,000 Building $2,271,356	$3,100,356 (+4.91%) Land $829,000 Building $2,271,356
2022	$27,386.00	$2,955,172 Land $920,190 Building $2,034,982	$2,955,172 Land $920,190 Building $2,034,982

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 154 Wiregrass Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 814 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,113 units insured incl. 299 condo units
Nearby Flood Claims	10 (2014–2023)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 154 Wiregrass Way is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Fiber	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

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