128 Wiregrass Way, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 128 Wiregrass Way, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,850 sqft · built 2008
Lot Size	0.214 acres (9,328 sqft)
Owner	Company Name on File
Last Sale	$3,250,000 (Aug 2020)
Tax Bill	$33,554 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-3S-19-25421-000-0050`

Property Details

APN / Parcel Number

Primary APN	`15-3S-19-25421-000-0050`
Alternative APNs	`15-319-25421-000-0050` `1025253`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,850 sqft Living Area
Gross Area	7,935 sqft
1st Floor Area	2,076 sqft
Basement Area	639 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	9,328 sqft (0.214 acres)
Garage Type	Attached
Garage Area	645 sqft
Driveway	Brick Driveway
Porch	Finished Screened Porch
Porch Area	2,224 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	128 WIREGRASS WAY
City	SANTA ROSA BEACH
State	FL
Zip	32459-7968
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CC
Legal Description	LOT 5 WIREGRASS MEADOWS AT WATERCOLOR PB 15-59 OR 2616- 1879 OR 2693-2435 OR 3156-3579
Legal Range	019
Legal Township	03S
Legal Section	15
Legal Subdivision	WATERCOLOR
Legal Lot Number	5
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2030
Census Tract	950606

Owner

128 Wiregrass Way is owned by a company that bought it in August 2020.

Source: Walton County records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 363, SUMRALL, MS 39482-0363
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Aug 25, 2020	Warranty Deed, Transfer NOT AVAILABLE
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2020 · Amount on File
Deed Sale	Aug 25, 2020 · Amount on File
Prior Sale	Oct 14, 2005 · Amount on File
Deed Document Number	202032343
Deed Book / Page	3156 / 3579
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	128 WIREGRASS WAY, SANTA ROSA BEACH, FL 32459-7968
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031604233
Date	Sep 23, 2020
Book Page	3160/4233
Instrument	20200037155

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	HOUSTON, TX 77046

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 18, 2035

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 25, 2020
Property Address	128 WIREGRASS WAY, SANTA ROSA BEACH, FL 32459-7968
Document Number	0031563579
Book / Page	003156 / 003579
Instrument Date	Aug 24, 2020
Instrument	32343
Transaction Type	Transfer
Record Updated	Oct 2, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$159.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 363 SUMRALL MS 394820363, SUMRALL, MS 39482-0363

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	128 WIREGRASS WAY, SANTA ROSA BEACH, FL 32459-7968
Document Number	0031444571
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	44 PALM CT MENLO PARK CA 940255755, MENLO PARK, CA 94025-5755

Mortgage

Document Number	0031444571
Date	Jun 2, 2020
Book Page	003144/004571
Instrument	18658

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 128 Wiregrass Way was $33,554, up 3.2% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$33,554.00 (+3.22%)	$3,920,811 Land $829,000 Building $3,091,811	$3,920,811 Land $829,000 Building $3,091,811
2024	$32,508.00 (+7.03%)
2023	$30,373.00 (+5.55%)	$3,827,534 (+6.01%) Land $829,000 Building $2,998,534	$3,827,534 (+6.01%) Land $829,000 Building $2,998,534
2022	$28,775.00	$3,610,422 Land $920,190 Building $2,690,232	$3,610,422 Land $920,190 Building $2,690,232

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 Wiregrass Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 814 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,113 units insured incl. 299 condo units
Nearby Flood Claims	10 (2014–2023)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Wiregrass Way is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Fiber	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

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