154 Windward Dr, Bellingham, WA 98229 Property Records

Whatcom County property record for 154 Windward Dr, Bellingham, WA 98229

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 794 sqft · built 1976
Owner	Owner Name on Record
Last Sale	$140,280 (Feb 2010)
Tax Bill	$2,785 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`478287`

Property Details

APN / Parcel Number

Primary APN	`478287`
Alternative APNs	`370406 561107 0000` `31407`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	794 sqft Living Area
1st Floor Area	794 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Deck Area	160 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	478287
Street Address	154 WINDWARD DR
City	BELLINGHAM
State	WA
Zip	98229-7952
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR3
Legal Description	LOTS 45/46 SUDDEN VALLEY DIV 23 LOT CONSOLIDATION SHORT PLAT AS REC BOOK 20 SHORT PLATS PG 73
Legal Range	04
Legal Township	37
Legal Section	06
Legal Subdivision	SUDDEN VALLEY DIV 23
Legal Lot Number	46
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1000
Census Tract	808

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	154 WINDWARD DR, BELLINGHAM, WA 98229-7952
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2010 · Amount on Record
Deed Sale	Feb 26, 2010 · Amount on Record
Prior Sale	Jun 25, 2004 · Amount on Record
Deed Document Number	2100202818
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	154 WINDWARD DR, BELLINGHAM, WA 98229-7952
Document Number	2201100756
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 WINDWARD DR BELLINGHAM WA 982297952, BELLINGHAM, WA 98229-7952

Mortgage

Document Number	2201100756
Date	Nov 4, 2020
Instrument	1100756

Lender

Name	CARRINGTON MTG SVCS
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 3, 2035

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,785.00 (+33.25%)	$311,406 (+17.02%) Land $192,578 Building $118,828	$311,406 (+17.02%) Land $192,578 Building $118,828
2022		$266,108 Land $164,565 Building $101,543	$266,108 Land $164,565 Building $101,543
2021	$2,090.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LWWSD - SOUTH SHORE WATER SYSTEM serves 10,028 people · EPA ID WA5395910
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20