Whatcom County property record for 150 Windward Dr, Bellingham, WA 98229
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,632 sqft · built 2003 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $725,000 (Nov 2022) |
| Tax Bill | $6,202 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jan 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 370405-008116-0000 |
| Primary APN | 370405-008116-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,632 sqft Living Area |
| Gross Area | 3,200 sqft |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 1,008 sqft |
| Finished Basement | 1,008 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Multi-Level |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 568 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Wood Porch |
| Porch Area | 222 sqft |
| Deck Area | 112 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 28471 |
|---|---|
| Street Address | 150 WINDWARD DR |
| City | BELLINGHAM |
| State | WA |
| Zip | 98229-7952 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR3 |
| Legal Description | SUDDEN VALLEY DIV 23 LOT 48 |
| Legal Range | 04 |
| Legal Township | 37 |
| Legal Section | 05 |
| Legal Subdivision | SUDDEN VALLEY DIV 23 |
| Legal Block | 1 |
| Legal Lot Number | 48 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 808 |
150 Windward Dr is owned and occupied by two individuals who bought it in November 2022.
Source: Whatcom County records, as of April 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 150 WINDWARD DR, BELLINGHAM, WA 98229-7952 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2026 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 29, 2024 | Deed of Trust, Mortgage · VA Mortgage CMG MORTGAGE INC |
| Nov 7, 2022 | Warranty Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Jun 22, 2019 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2022 · Amount on File |
| Deed Sale | Nov 7, 2022 · Amount on File |
| Prior Sale | Jun 27, 2014 · Amount on File |
| Deed Document Number | 2022448 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 150 WINDWARD DR, BELLINGHAM, WA 98229-7952 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 150 WINDWARD DR, BELLINGHAM, WA 98229-7952 |
| Investor | Possibly a Property Investor |
| Document Number | 0000302204 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | 2026-0302204 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 150 WINDWARD DR, BELLINGHAM, WA 98229-7952 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2024 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 150 WINDWARD DR, BELLINGHAM, WA 98229-7952 |
| Investor | Possibly a Property Investor |
| Document Number | 0000101565 |
|---|---|
| Date | Jan 29, 2024 |
| Instrument | 2024-0101565 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Nov 7, 2022 |
| Property Address | 150 WINDWARD DR, BELLINGHAM, WA 98229-7952 |
| Document Number | 0001100448 |
| Map Reference | VOL 12 PG 1-3 |
| Instrument Date | Nov 3, 2022 |
| Instrument | 2022-1100448 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2023 |
| Title Company | CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,010.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 150 WINDWARD DR, BELLINGHAM, WA 98229-7952 |
| Investor | Possibly a Property Investor |
| Document Number | 0001100449 |
|---|---|
| Date | Nov 7, 2022 |
| Instrument | 2022-1100449 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 150 WINDWARD DR, BELLINGHAM, WA 98229-7952 |
| Document Number | 2190603462 |
| Instrument Date | Jun 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2019 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 150 WINDWARD DR BELLINGHAM WA 982297952, BELLINGHAM, WA 98229-7952 |
| Document Number | 2190603462 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 603462 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 27, 2049 |
The 2025 property tax bill for 150 Windward Dr was $6,202.
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,202.00 | $686,500 Land $154,062 Building $532,438 | $686,500 Land $154,062 Building $532,438 |
| 2022 | $586,641 Land $131,652 Building $454,989 | $586,641 Land $131,652 Building $454,989 | |
| 2021 | $4,430.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 150 Windward Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 150 Windward Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LWWSD - SOUTH SHORE WATER SYSTEM serves 10,028 people · EPA ID WA5395910 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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