154 W River St, Upton, MA 01568 Property Records

Worcester County and Upton Town property record for 154 W River St, Upton, MA 01568

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,541 sqft · built 2004
Lot Size	26.4 acres (1,153,469 sqft)
Owner	2 Company Names on File
Tax Bill	$9,284 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Jul 2018 Line of Credit + 5 more
Flood Zone	Zone A (high risk)
APN	`UPTO M:031 L:014`

Property Details

APN / Parcel Number

Primary APN	`UPTO M:031 L:014`
Alternative APNs	`M:031 B:L:014` `2127`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,541 sqft Living Area
Gross Area	4,907 sqft
1st Floor Area	1,541 sqft
Basement Area	3,142 sqft
Unfinished Basement	3,142 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,153,469 sqft (26.4 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	154 W RIVER ST
City	UPTON
State	MA
Zip	01568-1443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Legal Lot Number	14
Jurisdiction	UPTON MA
Township / Civil Division	UPTON
Census Block Group	4
Census Block	4028
Census Tract	743100

Owner

Source: Worcester County and Upton Town records · APN UPTO M:031 L:014

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	17 DEANNA DR, UXBRIDGE, MA 01569-1447
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 04, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND
Jul 09, 2018	Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK
Mar 15, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP
Apr 07, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Mar 13, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Feb 16, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 10, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Nov 12, 2024
Transfer Doc	0071346-74
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	154 W RIVER ST, UPTON, MA 01568-1443
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0064608-17
Date	Mar 04, 2021
Book Page	64608/17
Instrument	30329

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 01, 2046

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	154 W RIVER ST, UPTON, MA 01568-1443
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59065-271
Date	Jul 09, 2018
Book Page	59065/271
Instrument	68630

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 01, 2038

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	154 W RIVER ST, UPTON, MA 01568-1443
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60150-26
Date	Mar 15, 2019
Book Page	60150/26
Instrument	22484

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	154 W RIVER ST, UPTON, MA 01568-1443
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62169-24
Date	Apr 07, 2020
Book Page	62169/24
Instrument	35078

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	154 W RIVER ST, UPTON, MA 01568-1443
Document Number	58555-277
Instrument Date	Mar 13, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58555-277
Date	Mar 19, 2018
Book Page	058555/000277
Instrument	25210

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2048

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UPTON MA
Recording Date	Feb 16, 2018
Property Address	154 W RIVER ST, UPTON, MA 01568-1443
Document Number	58448-49
Book / Page	058448 / 000049
Instrument Date	Jan 31, 2018
Instrument	15762
Transaction Type	Transfer
Record Updated	Mar 07, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 W RIVER ST UPTON MA 015681443, UPTON, MA 01568-1443

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UPTON MA
Recording Date	Jan 10, 2017
Property Address	154 W RIVER ST, UPTON, MA 01568-1443
Document Number	56589-374
Book / Page	056589 / 000374
Instrument Date	Sep 26, 2016
Instrument	2953
Transaction Type	Transfer
Record Updated	Jan 31, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 W RIVER ST UPTON MA 015681443, UPTON, MA 01568-1443

Tax Assessment & Valuation

Source: Worcester County and Upton Town records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Upton Town
Unified School District	Mendon-Upton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,284.00 (+2.53%)	$706,030 (+6.66%) Land $259,630 Building $446,400	$643,625 (+4.96%)
2024	$9,055.00 (-6.58%)	$661,930 (-5.28%) Land $235,630 Building $426,300	$613,225
2023	$9,693.00	$698,856 Land $395,056 Building $303,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 66% of the US · above 98.9% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Based on FCC filings for 19 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on W River St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures