Worcester County and Upton Town property record for 148 W River St, Upton, MA 01568 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 980 sqft · built 1942 |
| Lot Size | 1.63 acres (71,003 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Oct 2017) |
| Tax Bill | $4,574 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2017 Sale |
| Flood Zone | Zone A (high risk) |
| APN | UPTO M:031 L:013 |
| Primary APN | UPTO M:031 L:013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 980 sqft Living Area |
| Gross Area | 1,976 sqft |
| 1st Floor Area | 560 sqft |
| Basement Area | 560 sqft |
| Unfinished Basement | 560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Cape Cod |
| Exterior Material | Stone |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 71,003 sqft (1.63 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 148 W RIVER ST |
|---|---|
| City | UPTON |
| State | MA |
| Zip | 01568-1443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 13 |
| Jurisdiction | UPTON MA |
| Township / Civil Division | UPTON |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 743100 |
Source: Worcester County and Upton Town records · APN UPTO M:031 L:013
Assessment roll updated April 14, 2026 · Last verified July 2026
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| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 148 W RIVER ST, UPTON, MA 01568-1443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · Balloon Mortgage FIGURE LENDING LCC |
| Oct 31, 2017 | Quit Claim Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 31, 2017 · Amount on Record |
| Deed Sale | Oct 31, 2017 · Amount on Record |
| Prior Sale | Jul 22, 2011 · Amount on Record |
| Deed Document Number | 2017121564 |
| Deed Book / Page | 57971 / 347 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPTON MA |
| Property Address | 148 W RIVER ST, UPTON, MA 01568-1443 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 65013-126 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 65013/126 |
| Instrument | 56674 |
| Name | FIGURE LENDING LCC |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UPTON MA |
| Recording Date | Oct 31, 2017 |
| Property Address | 148 W RIVER ST, UPTON, MA 01568-1443 |
| Document Number | 57971-347 |
| Book / Page | 057971 / 000347 |
| Instrument Date | Oct 31, 2017 |
| Instrument | 121564 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,094.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 148 W RIVER ST UPTON MA 015681443, UPTON, MA 01568-1443 |
Source: Worcester County and Upton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Upton Town |
| Unified School District | Mendon-Upton School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,574.00 (+3.98%) | $347,800 (+8.15%) Land $216,400 Building $131,400 | $424,555 (+3.83%) |
| 2024 | $4,399.00 (+33.3%) | $321,600 (+35.18%) Land $195,800 Building $125,800 | $408,880 |
| 2023 | $3,300.00 | $237,900 Land $161,500 Building $76,400 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277431004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 3 of 3 on primary residences |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jan 1979, tidal / storm surge |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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