154 Riverside Dr, Deltaville, VA 23043 Property Records

Middlesex County property record for 154 Riverside Dr, Deltaville, VA 23043

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,356 sqft · built 1949
Lot Size	0.263 acres (11,462 sqft)
Owner	2 Individual Names on File
Last Sale	$758,000 (Aug 2026)
Tax Bill	$2,741 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jan 2021 Sale & Line of Credit
Flood Zone	Zone VE (high risk)
APN	`41 49 12`

Property Details

APN / Parcel Number

Primary APN	`41 49 12`
Alternative APN	`2211`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,356 sqft Living Area
Gross Area	3,203 sqft
1st Floor Area	588 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1969
Exterior Material	Brick
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,462 sqft (0.263 acres)

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	128 sqft
Shed	1 Shed
Shed Area	64 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2211
Street Address	154 RIVERSIDE DR
City	DELTAVILLE
State	VA
Zip	23043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	WHITE PT LOT 12 41-6 D88-44 256-140 143 D328-4 W55-507 P328-6 W65-847 D21-228 S88 D26-1310
Legal Subdivision	WHITE POINTE SD
Legal Lot Number	12,41-6
Jurisdiction	MIDDLESEX VA
Township / Civil Division	PINE TOP
Census Block Group	1
Census Block	1005
Census Tract	951200

Owner

154 Riverside Dr is owned and occupied by two individuals who bought it in August 2026.

Source: Middlesex County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	154 RIVERSIDE DR, DELTAVILLE, VA 23043
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF AMERICA
Jan 28, 2021	Warranty Deed, Transfer · Line of Credit CITIZENS BANK AND TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2026 · Amount on File
Deed Sale	Aug 7, 2026 · Amount on File
Prior Sale	Jan 28, 2021 · Amount on File
Deed Document Number	20261310
Record Updated	Oct 29, 2026

August 2026: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Aug 7, 2026
Property Address	154 RIVERSIDE DR, DELTAVILLE, VA 23043
Document Number	0000001310
Instrument Date	Jul 23, 2026
Instrument	20261310
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76,558.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 RIVERSIDE DR, DELTAVILLE, VA 23043

Mortgage

Document Number	0000001311,
Date	Aug 7, 2026
Instrument	20261311

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Jan 28, 2021
Property Address	154 RIVERSIDE DR, DELTAVILLE, VA 23043
Document Number	0210000228
Instrument Date	Nov 17, 2020
Instrument	210000228
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 122, JETERSVILLE, VA 23083-0003

Mortgage

Document Number	0210000229
Date	Jan 28, 2021
Instrument	210000229

Lender

Name	CITIZENS BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 154 Riverside Dr was $2,741.

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,741.00	$449,400 (-) Land $212,000 Building $237,400	$449,400 (-) Land $212,000 Building $237,400
2025	$2,741.00	$449,400 Land $212,000 Building $237,400	$449,400 Land $212,000 Building $237,400
2023	$2,556.00	$419,100 Land $212,000 Building $207,100	$419,100 Land $212,000 Building $207,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 154 Riverside Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 129 policies
Nearby Flood Policies	129 in force
Nearby Flood Claims	46 (1992–2022)
Claims Outside the SFHA	7 of 46
Most Recent Claim	Oct 2022 · other causes
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 17 claims Hurricane Isabel, Sep 2003 · 12 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 154 Riverside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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