87 Riverside Dr, Deltaville, VA 23043 Property Records

Middlesex County property record for 87 Riverside Dr, Deltaville, VA 23043

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,328 sqft · built 1975
Lot Size	0.175 acres (7,649 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Mar 2026)
Tax Bill	$1,462 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Aug 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`41 46 45`

Property Details

APN / Parcel Number

Primary APN	`41 46 45`
Alternative APN	`9328`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,328 sqft Living Area
Gross Area	1,360 sqft
1st Floor Area	1,040 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1988
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	7,649 sqft (0.175 acres)

Exterior Amenities

Patio Area	135 sqft
Shed	1 Shed
Shed Area	192 sqft
Storage Building	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	9328
Street Address	87 RIVERSIDE DR
City	DELTAVILLE
State	VA
Zip	23043-2082
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	WHITE PT 41-6 LOTS 45 46 DB127-38 149-449 157-42 278-797 D303-841 D9-1872 D15-1633 D16-803 D26-316
Legal Subdivision	WHITE POINT
Legal Lot Number	45,46
Jurisdiction	MIDDLESEX VA
Township / Civil Division	PINE TOP
Census Block Group	1
Census Block	1015
Census Tract	951200

Owner

Source: Middlesex County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	75 RIVERSIDE DR, DELTAVILLE, VA 23043-2082
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 17, 2018	Warranty Deed, Transfer ABSTRACT TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2026 · Amount on Record
Deed Sale	Mar 3, 2026 · Amount on Record
Prior Sale	Aug 17, 2018 · Amount on Record
Deed Document Number	2026316
Record Updated	Oct 29, 2026

March 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Mar 3, 2026
Property Address	87 RIVERSIDE DR, DELTAVILLE, VA 23043-2082
Document Number	0260000316
Map Reference	MB 65 PG 46
Instrument Date	Feb 27, 2026
Instrument	260000316
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	HOMELAND TITLE AND ESCROW AGENCY LLC, HOMELAND TTL STLMT AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	75 RIVERSIDE DR, DELTAVILLE, VA 23043-2082

Mortgage

Document Number	0260000317
Date	Mar 3, 2026
Instrument	260000317

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Aug 17, 2018
Property Address	87 RIVERSIDE DR, DELTAVILLE, VA 23043-2082
Document Number	0180001883
Instrument Date	Aug 14, 2018
Instrument	180001883
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ABSTRACT TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,462.00	$239,730 (+0.01%) Land $77,000 Building $162,730	$239,730 (+0.01%) Land $77,000 Building $162,730
2025	$1,462.00	$239,700 (-) Land $77,000 Building $162,700	$239,700 (-) Land $77,000 Building $162,700
2023	$1,462.00	$239,700 Land $77,000 Building $162,700	$239,700 Land $77,000 Building $162,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 129 policies
Nearby Flood Policies	129 in force
Nearby Flood Claims	46 (1992–2022)
Claims Outside the SFHA	7 of 46
Most Recent Claim	Oct 2022 · other causes
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 17 claims Hurricane Isabel, Sep 2003 · 12 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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