154 Phillips Lake Rd, Braxton, MS 39044 Property Records

Simpson County property record for 154 Phillips Lake Rd, Braxton, MS 39044

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,197 sqft · built 2005
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,228 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Jan 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`21295`

Property Details

APN / Parcel Number

Primary APN	`21295`
Alternative APN	`11020090000000000501`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,197 sqft Adjusted Area
1st Floor Area	2,781 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	174,240 sqft (4 acres)
Shed	1 Shed
Shed Area	784 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	154 PHILLIPS LAKE RD
City	BRAXTON
State	MS
Zip	39044-9557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4 AC SW COR NW 1/4 NE 1/4
Legal Range	04E
Legal Township	02N
Legal Section	09
Jurisdiction	SIMPSON MS
Township / Civil Division	1
Census Block Group	2
Census Block	2000
Census Tract	950302

Owner

154 Phillips Lake Rd is owned and occupied by two individuals.

Source: Simpson County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 141, D LO, MS 39062-0141
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON MS
Property Address	154 PHILLIPS LAKE RD, BRAXTON, MS 39044-9557
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002525/425
Date	Oct 15, 2025
Book Page	2525/425
Instrument	202504197

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2045

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON MS
Property Address	154 PHILLIPS LAKE RD, BRAXTON, MS 39044-9557
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2415/420
Date	Jan 23, 2020
Book Page	2415/420
Instrument	20202000288

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	145 Months
Due	Feb 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 154 Phillips Lake Rd was $2,228 with a homeowner's exemption, up 4.7% from the year before.

Source: Simpson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Simpson County
Unified School District	Simpson County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,228.00 (+4.7%) Homeowner's exemption	$22,120 (+3.59%)	$217,720 (+6.68%) Land $15,900 Building $201,820
2024	$2,128.00 (+8.79%) Homeowner's exemption	$21,353 (+3.92%)	$204,090 (+3.51%) Land $15,900 Building $188,190
2023	$1,956.00 (-3.41%) Homeowner's exemption	$20,547 (-2.66%)	$197,160 (-2.53%) Land $15,900 Building $181,260
2022	$2,025.00 Homeowner's exemption	$21,108	$202,270 Land $15,900 Building $186,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 154 Phillips Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 154 Phillips Lake Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 59% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, C Spire Wireless.

Cell Coverage

5G and 4G LTE (outdoors only)

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