154 Pelican Reef Dr, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 154 Pelican Reef Dr, Saint Augustine, FL 32080 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,389 sqft · built 1994
Lot Size	0.48 acres (20,908 sqft)
Owner	Individual Name on File
Last Sale	$1,100,000 (Sep 2017)
Tax Bill	$22,534 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`158571-4020`

Property Details

APN / Parcel Number

Primary APN	`158571-4020`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,389 sqft Living Area
Gross Area	3,395 sqft
1st Floor Area	2,389 sqft
Flooring	Stone
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	20,908 sqft (0.48 acres)
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	472 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	154 PELICAN REEF DR
City	SAINT AUGUSTINE
State	FL
Zip	32080-5323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25/87-91 PELICAN REEF LOT 2 BLK 4 & PT OF PELICAN REEF DR LYING E OF SE CORNER OR4437/1248
Legal Range	30E
Legal Township	07S
Legal Section	20
Legal Subdivision	PELICAN REEF
Legal Block	4
Legal Lot Number	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3017
Census Tract	20500

Owner

Source: St. Johns County records · APN 158571-4020

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	154 PELICAN REEF DR, SAINT AUGUSTINE, FL 32080-5323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Sep 22, 2017	Warranty Deed, Transfer · ARM HARBOR COMMUNITY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 22, 2017 · Amount on Record
Deed Sale	Sep 22, 2017 · Amount on Record
Prior Sale	Aug 02, 2013 · Amount on Record
Deed Document Number	201764503
Deed Book / Page	4437 / 1248
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	154 PELICAN REEF DR, SAINT AUGUSTINE, FL 32080-5323
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 PELICAN REEF DR, SAINT AUGUSTINE, FL 32080-5323

Mortgage

Document Number	0053401633
Date	Aug 11, 2021
Book Page	5340/1633
Instrument	2021088760

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	May 01, 2036

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 22, 2017
Property Address	154 PELICAN REEF DR, SAINT AUGUSTINE, FL 32080-5323
Document Number	0044371248
Book / Page	4437 / 1248
Map Reference	MB25 PG87
Instrument Date	Sep 21, 2017
Instrument	2017064503
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2411 NW 24TH TER, 2411, GAINESVILLE, FL 32605-2816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 GREENWOOD CREEK RD, QUEENSTOWN, MD 21658-1142

Mortgage

Document Number	2017064504
Date	Sep 22, 2017
Instrument	2017064504

Lender

Name	HARBOR COMMUNITY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Oct 01, 2024
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	9.5%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,213,232 (+2.7%)	$1,709,350 (+0.05%) Land $1,150,000 Building $559,350
2025	$22,534.00 (+7.56%) Homeowner's exemption	$1,181,336 (+5.99%)	$1,708,411 (+10.49%) Land $1,150,000 Building $558,411
2024	$20,950.00 (+2.25%)
2023	$20,489.00 (+2.67%) Homeowner's exemption	$1,114,605 (+3%)	$1,546,228 (+11.15%) Land $1,150,000 Building $396,228
2022	$19,957.00 Homeowner's exemption	$1,082,141	$1,391,149 Land $1,064,000 Building $327,149

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090205003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 469 individual NFIP policies nearby
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	494 units insured 25 under condo master policies
Nearby Flood Claims	847 (1984–2025)
Claims Outside the SFHA	6 of 847
Most Recent Claim	Oct 2025, rainfall accumulation
Claims By Storm	Hurricane Ian, Sep 2022 · 81 claims Hurricane Irma, Sep 2017 · 195 claims Hurricane Matthew, Oct 2016 · 323 claims

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 23% of Florida
Wildfire Likelihood	About 1 in 1,639 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 66 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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