154 Oak St, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 154 Oak St, Florence, MA 01062

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,016 sqft · built 1927
Lot Size	0.246 acres (10,698 sqft)
Owner	2 Trust Names on File
Last Sale	$32,000 (Jul 2018)
Tax Bill	$7,040 (2025)
Deeds & Mortgages	Oct 2021 Refinance Feb 2026 Transfer + 1 more
APN	`NHAM M:017A B:0275 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:017A B:0275 L:0001`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,016 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	10,698 sqft (0.246 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	154 OAK ST
City	FLORENCE
State	MA
Zip	01062-1329
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	URB
Legal Block	275
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	2
Census Block	2005
Census Tract	821700

Owner

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	154 OAK ST, FLORENCE, MA 01062-1329
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM CU
Feb 9, 2026	Quit Claim Deed, Transfer Quitclaim
Jul 16, 2018	Quit Claim Deed, Transfer · Conventional Mortgage PEOPLESBANK HOLYOKE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 16, 2018 · Amount on Record
Deed Sale	Jul 16, 2018 · Amount on Record
Prior Sale	Jul 22, 2016 · Amount on Record
Deed Book / Page	13017 / 330
Last Transfer Date	Feb 9, 2026
Transfer Doc	015647-115
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	154 OAK ST, NORTHAMPTON, MA 01062-1329
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014295-204
Date	Oct 4, 2021
Book Page	14295/204
Instrument	24896

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Feb 9, 2026
Property Address	154 OAK ST, NORTHAMPTON, MA 01062-1329
Document Number	015647-115
Book / Page	15647 / 115
Instrument Date	Feb 9, 2026
Instrument	1932
Transaction Type	Transfer
Record Updated	Mar 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 OAK ST, FLORENCE, MA 01062-1329

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Jul 16, 2018
Property Address	154 OAK ST, NORTHAMPTON, MA 01062-1329
Document Number	13017-330
Book / Page	013017 / 000330
Instrument Date	Jul 11, 2018
Instrument	13857
Transaction Type	Transfer
Record Updated	Aug 13, 2018

Transaction

Amount	Amount Recorded
Tax	$145.92
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 OAK ST NORTHAMPTON MA 010621329, NORTHAMPTON, MA 01062-1329

Mortgage

Document Number	13017-333
Date	Jul 16, 2018
Book Page	013017/000333
Instrument	13858

Lender

Name	PEOPLESBANK HOLYOKE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2048

Interest

Rate	3.5%

Tax Assessment & Valuation

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,040.00 (+32.01%)	$505,400 (+50.1%) Land $170,300 Building $335,100
2023	$5,333.00	$336,700 Land $135,100 Building $201,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Holdings Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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