Hampshire County and Northampton City property record for 115 Oak St, Florence, MA 01062
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,617 sqft · built 1930 |
| Lot Size | 0.248 acres (10,799 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Sep 2012) |
| Tax Bill | $7,290 (2025) |
| Deeds & Mortgages | Oct 2020 Refinance |
| APN | NHAM M:017A B:0256 L:0001 |
| Primary APN | NHAM M:017A B:0256 L:0001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,617 sqft Living Area |
| 1st Floor Area | 784 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Lot Area | 10,799 sqft (0.248 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 115 OAK ST |
|---|---|
| City | FLORENCE |
| State | MA |
| Zip | 01062-1328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URB |
| Legal Block | 256 |
| Legal Lot Number | 1 |
| Jurisdiction | NORTHAMPTON MA |
| Township / Civil Division | NORTHAMPTON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 821700 |
115 Oak St is owned and occupied by two individuals who bought it in September 2012.
Source: Hampshire County and Northampton City records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 OAK ST, FLORENCE, MA 01062-1328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2012 · Amount on File |
| Deed Sale | Sep 7, 2012 · Amount on File |
| Prior Sale | Jan 15, 1997 · Amount on File |
| Deed Book / Page | 11038 / 109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON MA |
| Property Address | 115 OAK ST, NORTHAMPTON, MA 01062-1328 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 13824-185 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 13824/185 |
| Instrument | 21995 |
| Name | MEMBER ADVANTAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 115 Oak St was $7,290.
Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampshire County |
| Municipality | Northampton City |
| Unified School District | Northampton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,290.00 | $523,300 Land $170,300 Building $353,000 | $483,455 (-1.76%) |
| 2024 | $492,100 | ||
| 2023 | $7,017.00 | $443,000 Land $135,100 Building $307,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 115 Oak St; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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