Monroe County and Rochester City property record for 154 Middlesex Rd, Rochester, NY 14610
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,424 sqft · built 1925 |
| Lot Size | 0.091 acres (4,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $59,900 (May 1996) |
| Tax Bill | $1,909 (2026) |
| Deeds & Mortgages | Oct 2019 Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 071275-00.0 |
| Primary APN | 071275-00.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,424 sqft Living Area |
| 1st Floor Area | 852 sqft |
| 2nd Floor Area | 572 sqft |
| Game Room | Game Room |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,000 sqft (0.091 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 476 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 50 sqft |
| Patio Area | 220 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 071275-00.0 |
|---|---|
| Street Address | 154 MIDDLESEX RD |
| City | ROCHESTER |
| State | NY |
| Zip | 14610-1127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 11 |
| Legal Description | 0077.00 304 21 00000 12 P J COGSWELL SUBN |
| Legal Block | 2 |
| Legal Lot Number | 36.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | ROCHESTER |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 7700 |
154 Middlesex Rd is owned and occupied by two individuals who bought it in May 1996.
Source: Monroe County and Rochester City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 154 MIDDLESEX RD, ROCHESTER, NY 14610-1127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Feb 12, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 1996 · Amount on File |
| Deed Sale | May 20, 1996 · Amount on File |
| Deed Book / Page | 8738 / 650 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 154 MIDDLESEX RD, ROCHESTER, NY 14610-1127 |
| Document Number | 0000000331 |
| Instrument Date | Oct 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 154 MIDDLESEX RD ROCHESTER NY 146101127, ROCHESTER, NY 14610-1127 |
| Document Number | 0000000331 |
|---|---|
| Date | Nov 14, 2019 |
| Book Page | 028279/000507 |
| Instrument | 331 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 13, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 154 MIDDLESEX RD, ROCHESTER, NY 14610-1127 |
| Document Number | 0000000045 |
| Instrument Date | Feb 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 154 MIDDLESEX RD ROCHESTER NY 146101127, ROCHESTER, NY 14610-1127 |
| Document Number | 0000000045 |
|---|---|
| Date | Feb 20, 2018 |
| Book Page | 027502/000616 |
| Instrument | 45 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 19, 2033 |
The 2026 property tax bill for 154 Middlesex Rd was $1,909 with a homeowner's exemption, down 5.7% from the year before.
Source: Monroe County and Rochester City assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| Municipality | Rochester City |
| Unified School District | Rochester City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,909.00 (-5.73%) Homeowner's exemption | ||
| 2025 | $2,025.00 | $228,600 Land $8,600 Building $220,000 | $228,600 Land $8,600 Building $220,000 |
| 2023 | $128,600 Land $7,200 Building $121,400 | $154,940 Land $8,675 Building $146,265 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 154 Middlesex Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 154 Middlesex Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCHESTER CITY serves 210,000 people · EPA ID NY2704518 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 959 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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