Monroe County and Rochester City property record for 143 Middlesex Rd, Rochester, NY 14610
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,632 sqft · built 1986 |
| Lot Size | 0.091 acres (4,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,001 (2026) |
| Deeds & Mortgages | Mar 2026 Refinance Mar 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071248-00.0 |
| Primary APN | 071248-00.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,632 sqft Living Area |
| 1st Floor Area | 816 sqft |
| 2nd Floor Area | 816 sqft |
| Game Room | Game Room |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,000 sqft (0.091 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 240 sqft |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 071248-00.0 |
|---|---|
| Street Address | 143 MIDDLESEX RD |
| City | ROCHESTER |
| State | NY |
| Zip | 14610-1150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 11 |
| Legal Description | 0077.00 302 21 06988 40 P J COGSWELL SUBN |
| Legal Subdivision | THE PIERCE J COGSWELL SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 53.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | ROCHESTER |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 7700 |
143 Middlesex Rd is owned and occupied by two individuals.
Source: Monroe County and Rochester City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 143 MIDDLESEX RD, ROCHESTER, NY 14610-1150 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2026 | Deed of Trust, Mortgage · Stand-Alone Refinance ESL FCU |
| Mar 3, 2026 | Deed of Trust, Mortgage · Line of Credit ESL FCU |
| Dec 19, 2025 | Deed of Trust, Mortgage · Unknown ESL FCU |
| Nov 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 143 MIDDLESEX RD, ROCHESTER, NY 14610-1150 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY CO UPST |
| Name | Verified Name |
|---|---|
| Address | 143 MIDDLESEX RD, ROCHESTER, NY 14610-1150 |
| Document Number | 202603390677 |
|---|---|
| Date | Mar 3, 2026 |
| Book Page | 31264/814 |
| Instrument | 202603390677 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 143 MIDDLESEX RD, ROCHESTER, NY 14610-1150 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY CO UPST |
| Name | Verified Name |
|---|---|
| Address | 143 MIDDLESEX RD, ROCHESTER, NY 14610-1150 |
| Document Number | 202603390676 |
|---|---|
| Date | Mar 3, 2026 |
| Book Page | 31264/805 |
| Instrument | 202603390676 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 143 MIDDLESEX RD, ROCHESTER, NY 14610-1150 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY CO UPST |
| Name | Verified Name |
|---|---|
| Address | 143 MIDDLESEX RD, ROCHESTER, NY 14610-1150 |
| Document Number | 202503367291 |
|---|---|
| Date | Dec 19, 2025 |
| Book Page | 31218/757 |
| Instrument | 202503367291 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604 |
| Type | Unknown |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 143 MIDDLESEX RD, ROCHESTER, NY 14610-1150 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 143 MIDDLESEX RD, ROCHESTER, NY 14610-1150 |
| Document Number | 0000001093 |
|---|---|
| Date | Nov 3, 2021 |
| Book Page | 29555/526 |
| Instrument | 202111031093 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Jul 1, 2051 |
The 2026 property tax bill for 143 Middlesex Rd was $1,001 with exemptions applied, down 6.5% from the year before.
Source: Monroe County and Rochester City assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| Municipality | Rochester City |
| Unified School District | Rochester City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,001.00 (-6.54%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $1,071.00 | $206,300 Land $8,600 Building $197,700 | $206,300 Land $8,600 Building $197,700 |
| 2023 | $129,000 Land $7,200 Building $121,800 | $155,422 Land $8,675 Building $146,747 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 143 Middlesex Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 143 Middlesex Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCHESTER CITY serves 210,000 people · EPA ID NY2704518 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 959 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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