154 Lower St, Turner, ME 04282 Property Records

Androscoggin County and Turner Town property record for 154 Lower St, Turner, ME 04282

Property Summary

Property Type	Single Family Home
Details	1,120 sqft · built 1989
Lot Size	13.9 acres (608,533 sqft)
Owner	2 Individual Names on Record
Last Sale	$293,400 (Jun 2016)
Tax Bill	$4,386 (2025)
Deeds & Mortgages	Jun 2020 Refinance Oct 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`TURN M:028 L:005`

Property Details

APN / Parcel Number

Primary APN	`TURN M:028 L:005`
Alternative APNs	`M:028 L:005` `2046`

Interior

Stories	1 Story
Building Area	1,120 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	608,533 sqft (13.9 acres)

Location & Zoning

Account Number	2046
Street Address	154 LOWER ST
City	TURNER
State	ME
Zip	04282-3916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5B
Legal Lot Number	5
Jurisdiction	TURNER ME
Township / Civil Division	TURNER
Census Block Group	3
Census Block	3032
Census Tract	42000

Owner

Source: Androscoggin County and Turner Town records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	154 LOWER ST, TURNER, ME 04282-3916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Oct 4, 2021	Deed of Trust, Mortgage · Line of Credit DIRIGO FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2016 · Amount on Record
Deed Sale	Jun 20, 2016 · Amount on Record
Deed Document Number	201610518
Deed Book / Page	9390 / 152
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TURNER ME
Property Address	154 LOWER ST, TURNER, ME 04282-3916
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0103800242
Date	Jun 1, 2020
Book Page	10380/242
Instrument	8876

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2045

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TURNER ME
Property Address	154 LOWER ST, TURNER, ME 04282-3916
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0108980170
Date	Oct 4, 2021
Book Page	10898/170
Instrument	22447

Lender

Name	DIRIGO FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Androscoggin County and Turner Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Androscoggin County
County Subdivision	Turner Town
Unified School District	School Administrative District 52 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,386.00 (+12.46%)	$322,500 (+5.43%) Land $79,000 Building $243,500
2024	$3,900.00 (+2.47%)	$305,900 (+0.86%) Land $79,000 Building $226,900
2023	$3,806.00 (+17.98%)	$303,300 (+7.17%) Land $79,000 Building $224,300
2022	$3,226.00	$283,000 Land $79,000 Building $204,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 23, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2007–2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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