88 Lower St, Turner, ME 04282 Property Records

Androscoggin County and Turner Town property record for 88 Lower St, Turner, ME 04282

Property Summary

Property Type	Single Family Home
Details	720 sqft · built 1986
Lot Size	3.1 acres (135,036 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,800 (Jun 2025)
Tax Bill	$2,100 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`TURN M:022 L:024`

Property Details

APN / Parcel Number

Primary APN	`TURN M:022 L:024`
Alternative APNs	`M:022 L:024` `2717`

Interior

Stories	1 Story
Building Area	720 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	135,036 sqft (3.1 acres)

Location & Zoning

Account Number	2717
Street Address	88 LOWER ST
City	TURNER
State	ME
Zip	04282-3915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6
Legal Lot Number	24
Jurisdiction	TURNER ME
Township / Civil Division	TURNER
Census Block Group	3
Census Block	3032
Census Tract	42000

Owner

Source: Androscoggin County and Turner Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	446 LEWISTON RD, WEST GARDINER, ME 04345-3315
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE
Nov 18, 2021	Warranty Deed, Transfer · FHA Mortgage T2 FINANCIAL LLC
Nov 21, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2025 · Amount on Record
Deed Sale	Jun 27, 2025 · Amount on Record
Prior Sale	Nov 18, 2021 · Amount on Record
Deed Document Number	20259201
Deed Book / Page	11858 / 142
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TURNER ME
Recording Date	Sep 4, 2026
Property Address	88 LOWER ST, TURNER, ME 04282-3915
Document Number	0000014375
Book / Page	12189 / 197
Instrument Date	Aug 31, 2026
Instrument	202614375
Transaction Type	Mortgage
Record Updated	Sep 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 LOWER ST, TURNER, ME 04282-3915

Mortgage

Document Number	0000014375,
Date	Sep 4, 2026
Book Page	12189/197
Instrument	202614375

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TURNER ME
Recording Date	Nov 18, 2021
Property Address	88 LOWER ST, TURNER, ME 04282-3915
Document Number	0109470112
Book / Page	10947 / 112
Instrument Date	Nov 16, 2021
Instrument	26118
Transaction Type	Transfer
Record Updated	Dec 6, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	17 LOWER RD, MINOT, ME 04258-4604

Mortgage

Document Number	0000026119
Date	Nov 18, 2021
Instrument	26119

Lender

Name	T2 FINANCIAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TURNER ME
Recording Date	Nov 21, 2019
Property Address	88 LOWER ST, TURNER, ME 04282-3915
Document Number	0102400204
Book / Page	10240 / 204
Instrument Date	Nov 15, 2019
Instrument	21932
Transaction Type	Transfer
Record Updated	Dec 6, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021933
Date	Nov 21, 2019
Instrument	21933

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Androscoggin County and Turner Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Androscoggin County
County Subdivision	Turner Town
Unified School District	School Administrative District 52 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,100.00 (+6.65%)	$154,400 (-) Land $58,400 Building $96,000
2024	$1,969.00 (+1.6%)	$154,400 (-) Land $58,400 Building $96,000
2023	$1,938.00 (+10.11%)	$154,400 (-) Land $58,400 Building $96,000
2022	$1,760.00	$154,400 Land $58,400 Building $96,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 23, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2007–2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Oxford West Telephone Company.

Cell Coverage

4G LTE only, no 5G reported

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